Are you close to either a regional university or a branch campus of a university system? Ohio has many universities and branches within commuting distance which do not require you to be a residential student. For most state schools room and board would be half the COA. Will your parents give you the information to complete the FAFSA? If so and you can commute you would be able to borrow up to $5500 the first year, you would likely get merit scholarships at many of the state universities and the balance could be made up by working.
This students needs to TRY to find an affordable four year option FIRST. The danger of going to a cc after high school grad is that she won’t get adequate merit offers as a transfer.
Hopefully she will study hard and retest and boost scores.
In the meantime, apply to schools like UMaine Ft Kent. With your scores, you should get an amount of merit that will cover a bunch of your costs.
What is your major? Perhaps, the dept will also kick in some money.
This is very sad. Your sister has cosigned loans that she now has to pay back without a degree! Btw…what do your parents think about all of this?
UMaine Fort Kent scholarships
2017-2018 Scholarships for out of state First Year Students (12 or less college credits)
Scholarship Name Eligibility Requirements Amount
Bengal Gold 2 out of 3: SAT score is 1120+ (24+ ACT),
class rank is top 30%
or High School GPA of 3.00-4.00 $5,000.00
At first glance, the assured award only brings OOS tuition down to about $6k per year. However, Perhaps because your scores are much higher, they may throw in some additional money.
Also, look at OOS merit opportunities at:
New Mexico State
Univ of New Mexico
Univ of South Dakota
South Dakota State
Univ of Montana
The dilemma with FAFSA is that they won’t consider you independent until you’re 24 years old. This means that they’ll base your financial aid on your parents income, not yours. This means that you’ll get less funding. If you’re able to wait until the year of your 24th birthday, FASFA will base your eligibility on your earnings. This means that you’re likely to receive a lot more funding for your education. If I were you, I’d follow the path that I took.
When I graduated from high school, I spent a year working full-time and I saved thousands of dollars. Afterwards I attended a community college for four years, then transferring to the University of California Davis. Since I was 23 years old, FASFA based my financial aid on my meager earnings of $28,000/annually. I received enough loans and grants that I had everything funded. I continued to work part-time, but that’s not necessary if you manage your finances well-enough. I graduated in three years, and I’m currently earning my Master of Arts from Drake University. I didn’t have the support of my parents, but I still achieved the impossible. If you pursue this option, you should remember that this applies to in-state institutions. It’s almost impossible to afford an out-of-state education unless you gain residency in that state, pursue an education in an online format, or resort to private loans, which is another discussion entirely.
Anyways, best of luck!
If you would be comfortable at an hbcu, you would qualify for a full ride at some in Alabama and Mississippi.
If not, I think Barclay in KS offers free tuition.
You might also qualify for merit at Florida Atlantic.
Travel costs are probably prohibitive, but it is worth mentioning that there are schools in Europe that offer free tuition as well.
Tuition free, but probably don’t offer your major
Antioch
College of the Ozarks
Alice Lloyd
for future students as much as this one, U . of Alabama has great out of state support if you can get test scores high enough
32 + on ACT gets some decent support >26$k a year 36 close to full ride including room and board.
https://scholarships.ua.edu/types/out-of-state.php