Should I give school a break???

So, going into college I wasn’t prepared, I didn’t really know what I wanted, how to manage my time, and I didn’t really have the money. I pressed on anyway because that what I thought I should do. I chose Physics as my major and later became enamored with Computer Science. Unfortunately I couldn’t handle the Physics classes or the math classes and my GPA dropped. I’m now a junior locked out of Computer Science, as well as, really any major that I’m interested in and I’m about $40,000 in debt. The question is do I switch into a general major and spend an extra year getting all new credits, or try and make my way in this world(without a degree) until I have the means to return? I’d appreciate any thoughts, opinions, or jokes. Thanks for any help.