Stafford loan--which lender is the best?

<p>There's Citibank, Colle Loan Corporation, HSBC bank, Wachovia, M&T Bank. Any suggestions? I don't know how to judge them at all.</p>

<p>Basically, just look to which offers the lowest interest rate, and which offers the longest period before repayment - sometimes 6 months, sometimes a year after you graduate.</p>

<p>You may also want to look at penalties if you miss a payment - some will work with you if you can't make a payment quite on time, and others will slam you with fees.</p>