<p>No, I got too much outside scholarship. The policy is that outside scholarships cover work study, loans, and student contribution. Then the scholarship money will dig into my grants given to me by the school.</p>
<p>Ideally, I only needed about $8000 in outside scholarships to be completely covered. However, since I got more, my grants got reduced. In the following years, I will only need $8000 to cover my work study, loans, etc again. I already have that $8000 through renewable scholarships.</p>
<p>@momofthreeboys, thank you for that advice. I believe my dad and I are looking into Sallie Mae that does defer.</p>