<p>ROTC stipend is $250-$500 per month depending on what year you are. If you can save EVERY ONE of those dollars, you’re still looking at maybe $10,000? Which barely puts a ding in “grad school”, unless you’re talking about a one-year Masters at a public institution at which you are considered in-state for tuition purposes. </p>
<p>“4 + 4” refers to the 4 years of active duty, followed by 4 years on the IRR (Inactive Ready Reserve). About 50% of the guys I know have been deployed for a year while they were on IRR.</p>