I realize that the mom didn’t ask if this was a good idea. However, I think it’s terrible to be pointing her to where she could get these loans.
I don’t point people to where they can find drugs, just because they asked and didn’t ask whether drugs are a good idea. Right now, the idea of getting a big unaffordable loan is like a drug. Everyone is anxious (mom and DD) and a loan would be the “quick fix” to take away the pain.
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She's done her part getting some scholarships and working a job herself, but with today's prices, it's just not enough.
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^^^
Those words give us a clear picture of what’s going on. Mom believes DD deserves to go to this school because “she’s done her part”…got accepted and got some aid. The next part of the sentence indicates that the mom thinks that “today’s prices” for colleges is what everyone is dealing with…and resorting to loans when income isn’t enough.
If going to a CC is “not an option,” then take a gap year and apply to univs where the aid is BETTER, and where SCHOLARSHIPS are better.
What are the daughter’s GPA and test scores? And what is her career goal?