<p>It does seem like you have to pay Swarthmore tuition + room & board regardless of the cost of the program if you need the credit. For that reason my daughter decided not to study abroad. (Well, she also does not want to "miss" a semester of Swarthmore, even though she would have enough sredits to graduate in 7 semesters...)</p>
<p><a href="http://www.swarthmore.edu/Admin/ofs/planning/paying.html%5B/url%5D">http://www.swarthmore.edu/Admin/ofs/planning/paying.html</a></p>
<p>"If you wish to receive Swarthmore credit for your foreign study, you must conform to the payment plan provisions of Swarthmore's Semester/Year Abroad Program, which are:</p>
<p><strong><em>1. For your semester (or year) abroad, you will pay full Swarthmore tuition, room, and board
*</em></strong>** to Swarthmore. </p>
<p><strong><em>2. Swarthmore will cover these expenses on your behalf with your program, according to
*</em></strong>***foreign study payment guidelines. </p>
<p><strong><em>3. If your program does not cover travel, Swarthmore will cover this according to foreign
*</em></strong>***study payment guidelines. </p>
<p><strong><em>4. Financial aid is normally routinely applied to foreign study done under Swarthmore's
*</em></strong>** Semester/Year Abroad Program. </p>
<p>Further:</p>
<p>Occasionally, a Swarthmore student who wishes to do study abroad finds that he or she needs no credit from the planned study abroad to graduate on schedule (i.e., seven semesters of Swarthmore credit will do the job), and elects to do study abroad on his or her own, outside of the College's payment plan. Since the Constitution of the United States continues to be honored at Swarthmore, this is his or her perfect right. If you think you may be such a student,</p>
<p><strong><em>1. Review your situation carefully with the foreign study adviser as well as the chair of your
*</em></strong>** actual or prospective major department, to be certain that this will work for you; and, </p>
<p><strong><em>2. Be assured that this office will help and advise you fully in the development of your
*</em></strong>** plans, and do everything it can to help you to succeed with them.</p>
<p>*** 3. For admissions purposes, most programs don<code>t care whether you will be attending under
******* the College</code>s semester/year abroad program or on your own. A few programs, however,
******* frown upon or even disapprove of the latter practice. Questions about this should be
******* directed to the program(s) which interest you. </p>
<p>Yet Further:</p>
<p>Some foreign study programs award scholarships, and Swarthmore students planning study abroad are free to apply for same. Information on this from the programs(s).</p>
<p>And, both public and private granting agencies - e.g., National Security Education Program (NSEP), Institute of International Education (IIE), St. Address Foundation, and Rotary Club - provide scholarship aid in support of study abroad. Swarthmore students planning study abroad may apply for any of this as well. Information on this available in the Office for Foreign Study."</p>