<p>Apply to both Oneonta for the 3+1 program (see if you can get merit money) and Marist. Run the Net Price Calculators to see what the net price would be for you (if they ask for GPA and test scores, they’ll include merit; if not, hunt the page with “scholarships” on the website.) Remember that the #1 source of scholarships will be the college itself, then the state and federal aid (loans, and/or Pell, and/or Perkins). So run the net price calculators. </p>