@KMC8158 my daughter is a frosh this year at Cornell and we went through all of this last year. We were notified in an email in late November to submit our prior year’s return, so I uploaded them (business and personal). We received our FA package within 5 days of her getting accepted. I’m guessing that if you delay and you are accepted, then your FA package will be late. Best to get all this stuff in asap because the only out you have on ED is for unaffordability.