To transfer or not to transfer?

While I appreciate your looking into it, while you can opt out of getting a room assignment, you cannot opt out of paying for housing. I know that sounds dumb, and indeed it is dumb, but you can decline to have a room but still get charged as if you did. Because one needs a house for advising, sports, etc., you can’t just decline. You have the option of going to Dudley, but all charges remain the same. So you just pay for housing twice over which I cannot afford.