You want to transfer because you don’t like the food, you have bug issues, and the admins aren’t nice to you?
Sheesh, man, suck it up. Life throws you some termites sometimes-learn to cope.
And to answer your question: really, really frickin’ bad. That’s how bad it has to get before you transfer out and pay more. Like your hair is on fire and you’re flunking all your classes. Then maybe.