<p>i am applying for a student loan discharge due to the fact that i have a permanent disability. the question is since i have non-taxable income in the form of ssd and ssi, do i have to go through that 3 year post-discharge monitoring period or not??? </p>
<p>My understanding is that everyone has to go through the 3-year conditional period for Total and Permanent Disability Discharge. The only ones who don’t are those who meet the following condition: The conditional discharge period does not apply if the Secretary of Veterans Affairs determines you to be unemployable due to a service-connected condition, and therefore permanently and totally disabled for the purposes of discharging your loan(s).</p>