<p>Thanks for the reply. Isn’t Chicago a “full-need” school? Many top schools advertise (almost) no-loan full rides for this income bracket, but maybe that policy does not apply to transfers at Chicago. Also, I don’t understand how I’m late in the process; isn’t the deadline for most transfer programs in March? I plan to apply for fall entrance as an incoming junior, even though I’m only about to start my sophomore year at Berkeley. And finally, I have to admit that I feel my SAT are too low for Chicago… since class profile stats show ~2250 as average. Your son is a lucky guy!</p>