<p>Hi, i'm a student who is almost done with their undergrad stuff from a community college. My family is moving to chicago, and i realized how incredibly and overratedly expensive the main universities are over their. The 3 main ones, depaul and loyola $45,000 with room and board, and the university of chicago $60,000 a year which is baffling me. Either way since i'll be a transfer student and one from a different state i am sure that my options to receive any scholarships from them will be limited. I also do not qualify for ANY financial aid. At the cost of these universities i can't afford to do anymore than a bachelors degree, because that in it self will spiral me into 150k worth of student loan debt with interest included! That is so crazy, what am i suppose to do, just not go?</p>
<p>The three colleges you cite are all privates, the fact that you are from a different state doesn’t matter, everyone pays the same.</p>
<p>You should be looking at gaining residency in IL and then attending a public university:</p>
<p>[IBHE-Public</a> Universities-](<a href=“http://www.ibhe.org/colleges%20and%20universities/institutionlist.asp?s=1]IBHE-Public”>http://www.ibhe.org/colleges%20and%20universities/institutionlist.asp?s=1)</p>
<p>[College</a> Zone - Student Zone - College - Financing](<a href=“Illinois Student Assistance Commission”>Illinois Student Assistance Commission)</p>
<p>I think the only other one i would go to is university of illinois at chicago but that is only 5,000 cheaper annually, which doesn’t help much at all. For the degree i want they usually hire people with degrees from loyola depaul and university of chicago. But sometimes they still hire for the university of illinois at chicago even though it isn’t much cheaper. From what i’ve heard from several people is that chicago state university gets a bad reputation etc. I just can’t believe in other states a lot of their good universities are significantly cheaper. This is disappointing, because i love chicago but if i was to get a masters in something that will barely pay 50,000 annually i’d have over 300k in student loans which is just as much as some doctors.</p>
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<p>Not sure how you’re doing the math, unless you’re looking at OOS:</p>
<p>[UIC</a> Admissions - Undergraduate Tuition and Fees](<a href=“http://www.uic.edu/depts/oar/undergrad/tuition_undergrad.html]UIC”>http://www.uic.edu/depts/oar/undergrad/tuition_undergrad.html)</p>
<p>Tuition varies with the program, but the average seems to be about 8k/sem = 16k/yr vs (for instance) DePaul at 31-33k/yr:</p>
<p>[Tuition</a> | Admission and Aid | DePaul University](<a href=“http://www.depaul.edu/admission-and-aid/tuition/Pages/default.aspx]Tuition”>http://www.depaul.edu/admission-and-aid/tuition/Pages/default.aspx)</p>
<p>If your parents are moving to Illinois and you are a dependent student, you’ll be considered to be a resident for sake of tuition. [University</a> of Illinois > University-Wide Student Programs > Residency Status Regulations](<a href=“http://www.usp.uillinois.edu/residency/residentreg.cfm]University”>University of Illinois > University-Wide Student Programs > Residency Status Regulations)
UIC is a well respected school in the Chicago area. It is also the largest in the city. Long-term, no one cares about where you went to school. For experience is the most important thing. UIC is the second most expensive public school in the state; the first is UIUC. For most in Chicago, the cheap, good higher education option is UIC.</p>
<p>No one respects Chicago State U, and Northeastern IL U is only a little more credible. Chicago State has a 10-15% six year graduation rate. Their average ACT is a 18.</p>
<p>I’m not sure how YOU are doing the math, i just filled it in the info and it says $13,164.00 PER SEMESTER, so thats like $26,000 + room and board, $36,000 so i think your wrong, how is that much cheaper? And also you keep forgetting that depaul is only 31,000 a year without the room and board included. Thats a total of around 45,000. I’ve been calculating these prices back and forth everyday for months now.</p>
<p>And to the other guy, my parents will be movin their a few months prior to me having to apply to those universities which most of them it doesn’t matter if your out of state same prices. Only at UIC it can make a difference and that’s only if i get accepted and have lived their for over 2 years which i won’t have.</p>
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<p>Yes, that would be correct–for OOS.</p>
<p>But if you read the link that Nova gave you, you’d see:</p>
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<p>And since you posted in Nov that you’re a fr, I’d assume you’re still a dependent of your parents, who will be living in IL and therefore IL residents. If you’re independent, then yes, you have to pay the higher OOS tuition.</p>
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<p>Not forgetting at all, I cited that they were tuition prices, as thats the comparison of interest because that’s where the big difference is, not in R&B which are similar in cost everywhere.</p>
<p>What are your stats? University of Chicago (the private school, NOT University of Illinois-Chicago) is a need blind school - they don’t reject or accept a student over another based on financial status, just academics. However, if you have great academics, they will make financial means for you to be able to attend school. So if you can get in, and fall under a certain tax bracket, you will most likely have considerably little, if anything, to pay for tuition. Don’t let the sticker price scare/fool you. <a href=“https://collegeadmissions.uchicago.edu/costs/affording_education.shtml[/url]”>https://collegeadmissions.uchicago.edu/costs/affording_education.shtml</a></p>
<p>Northwestern is about a 30+ drive from Chicago and is also need blind and is less difficult to transfer into, but they still have competitive admissions. </p>
<p>You’re moving with your parents and plan to commute from their house? You can always attend another university out of state and live on campus, or get an apartment nearby the out-of-state campus instead.</p>
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<p>UChicago gives 100% of need, but they determine your need, and that is not always something that is affordable to the family (for examples, go to the FA & Scholarships forum). Also, unless you are under certain income limits, loans are included in the FA package.</p>
<p>Colleges have been known to work with students to make attending affordable, however this is not always the case, and when it happens it’s usually for a few thousand dollars maximum.</p>
<p>In UChicago’s case, they have implemented a “no-loan” policy. For those who apply for need-based aid, the Odyssey program covers any anticipated federal loans. So I think FAFSA+UChicago school grants/scholarships+ Odyssey Program = 100% financial need met (supposedly). However, that need is determined by income brackets and the university’s discretion. But the fact is, one has to get in first - transfer ring into UChicago is even tougher than getting in as freshman, which itself is hard</p>
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<p>Please read the link you gave, there are income limits to the Odyssey program, that’s why I said:</p>
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<p>I’m not debating about admissions, what I’m trying to do is relate accurate FA information. We have no idea whether or not the OP falls within the no loan or half-loan income range, that’s why it’s important to state all of the information and not gross over the details.</p>
<p>Check out the University of Wisconsin (state) schools. Milwaukee and Madison are both close to Chicago. Even with OOS tuition they will be far less expensive than the Chicago private schools.</p>
<p>entomom, I said in my second-to-last sentence that Odyssey program, as well as other University grants/scholarships, are determined by income brackets and university discretion too. But the Odyssey program/scholarship is indeed part of the no-loan pledge: <a href=“https://collegeadmissions.uchicago.edu/pdfs/financial-aid-sheet.pdf[/url]”>https://collegeadmissions.uchicago.edu/pdfs/financial-aid-sheet.pdf</a>.
But each case is unique, and has to be gone over with a school’s financial aid adviser to get the whole story.</p>
<p>Please point out where I said that the Odyssey program wasn’t part of the the so-called ‘no-loan’ initiative. </p>
<p>I didn’t, my emphasis has been that it is a no-loan policy for some students, from your link:</p>
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<p>As others have said…UChicago has very good financial aid benefits. The tuition price is really high, but they have some of the best statistics in the country when it comes to meeting students financial needs. They base admission on academics, and don’t want people to be excluded from attending due to financial reasons. But…you have to manage to get accepted. As has already been said, acceptance as a transfer student to UChicago is very hard to get. You have to really be bringing a lot to the table. Out of several thousand transfer applicants, a handful actually get accepted.</p>
<p>UChicago is one of the places that I’m planning on applying once I get my associates. I’m not going to get my hopes up too much, but if I don’t apply, I’ll always have that “what if?” in the back of my mind.</p>
<p>Are you absolutely restricted to the Chicago area? A lot of the other Illinois state schools are very good too. UIUC is my main target. Fairly far from Chicago though, and definitely not a “daily commutable” drive.</p>
<p>You have not said what major you are planning to apply for.</p>
<p>entomom - “We have no idea whether or not the OP falls within the no loan or half-loan income range, that’s why it’s important to state all of the information and not gross over the details.”</p>
<p>On UChicago’s “Cost & Aid” page, under “Awards and Scholarships” they state specifically that the Odyssey Program = no federal loans for incomes of <$75k and half-loans for incomes of $75k-$90k. So there is an idea of the ranges. </p>
<p>I never said that you said OP wasn’t part of the no-loan initiative - I was merely reiterating that the OP <em>is</em> in fact part of the initiative, which isn’t “so-called”. It’s real, but it’s centered towards certain income brackets, and we’ve both mentioned that fact a few times.</p>
<p>Maybe it’s just me, or maybe I should a put a coat on because of this nippiness I feel in the air. ):</p>
<p>^Aha, on discussion boards OP is short for ‘original poster’ or ‘origional post’, not Odyseey Program, thus the disconnect ;).</p>
<p>entomom, oh okay - lol, that makes a lot more sense XD</p>