<p>It won’t work because the basic math doesn’t work. In order to pay back $100,000 at 5% of salary over 20 years, the person would have to earn $2,000,000 over that 20 years or an average of $100,000 per year. </p>
<p>Even with inflation, that is very, very optimistic. </p>
<p>The scheme also doesn’t solve today’s cash flow problems at the UCs.</p>