UC's and their Out of State Financial Aid

<p>Hello! I'm an upcoming junior and I want to be a computer science major and I've been looking into a few Universities-some of which are in California. Now I'm wondering how schools such as UCLA, UCI, and UCB are with financial aid for OOS kids ( I'm from Texas). I've heard they're not that generous, but any comments would be appreciated! </p>

<p>You have heard correctly. Run the net price calculators for colleges that interest you.</p>

<p>You will be expected to pay your FAFSA EFC PLUS $23,000 which is the difference between in and out if state costs for the UCs. They do NOT give need based aid to cover that differential or your family EFC.</p>

<p>There is one scholarship that can knock down the OOS tuition a little bit, IIRC it’s called the Dean’s Award. It’s 20,000 over 4 years, 4,000 the first year. My son got that, and also Regents, at UCSC (Deans might be only at SC, not sure if it’s a UC thing or just that campus). He also got some need-based aid for the in-state tuition and R/B, etc. But it was still too expensive for him to attend.</p>

<p>Hire much will your family pay each year?</p>

<p>Sweetbeat, this kiddo would still have a $20,000 or so differential at many UC campuses…even WITH a $4000 a year award. Plus add the EFC to that.</p>

<p>There are a few rare merit scholarships (e.g. Drake at Berkeley for mechanical engineering majors, Stamps at UCLA, etc.) that do cover the non-resident additional tuition. However, these should be considered in the super-reach category for everyone. Regents’ scholarship award amounts are partially need-based; it is not always clear whether they also cover the non-resident additional tuition (may vary by campus).</p>

<p>But, in general, UC need-based financial aid will not cover the non-resident additional tuition (about $23,000 per year). So the net price will be FAFSA<em>EFC + ESC + $23,000 for non-residents (FAFSA</em>EFC + ESC for residents), or list price if it is lower. ESC is the expected student contribution of direct loan and expected work(-study) earnings, usually around $8,500 to $10,000 per year (varies by campus).</p>

<p>@mom2collegekids Hmm I’m not sure how much my parents would be willing to pay…at the most probably 10,000 considering the fact that they earn around 60,000 per year and they have to worry about my brothers tuition too…do you think that their income will affect my financial award greatly at a UC campus? My brother, for example, applied to the University of Texas at Austin and all they gave him were about 2 or 3 loans and a $500 top 10% scholarship, so unfortunately he couldn’t go. </p>

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<p>Each of these schools has a net price calculator on its web site. Use it.</p>

<p>You should also run the net price calculator on the various Texas public universities. If these are also too expensive on need-based aid alone, then you need to look mainly for large enough merit scholarships, which may require making a high enough SAT or ACT score (and junior year PSAT score for National Merit).</p>

<p><a href=“http://automaticfulltuition.yolasite.com/”>http://automaticfulltuition.yolasite.com/&lt;/a&gt;
<a href=“Competitive Full Tuition / Full Ride Scholarships - #46 by ucbalumnus - Financial Aid and Scholarships - College Confidential Forums”>http://talk.collegeconfidential.com/financial-aid-scholarships/1461983-competitive-full-tuition-full-ride-scholarships-p4.html&lt;/a&gt;
<a href=“http://nmfscholarships.yolasite.com/”>http://nmfscholarships.yolasite.com/&lt;/a&gt; (if you make National Merit)</p>

<p>If your credentials are top-notch, then some highly selective private schools offer good financial aid – check their net price calculators (e.g. with family income of $60,000 per year and no unusual assets, the net price at places like Harvard and Stanford may be around $5,000 per year). But schools like these are mostly reach-for-everyone.</p>

<p>@ucbalumnus how accurate are the net price calculators though? </p>

<p>The net price calculators are a very good estimate IF you enter accurate information. If your parents are divorced, own a business, are self employed or own properties other than your primary residence, the NPC will not be accurate.</p>

<p>But to your question about the UCs…they will cost your family well over $10,000 a year as an OOS student, in my opinion.</p>

<p>Thanks @thumper1 I really appreciate your feedback!</p>

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<p>For typical ordinary situations (family income is mainly ordinary wage/salary, as opposed to owning a business, rental real estate, or divorced parent situations) they are usually fairly close.</p>

<p>For the more unusual situations, particularly if the school uses forms other than FAFSA like CSS Profile (UCs use only FAFSA), then there is the significant possibility of financial aid being worse than the net price calculator estimate. However, if the estimate is already obviously unaffordable, then it is unlikely to get any better unless you get a big enough merit scholarship.</p>

<p>So do not hesitate to use the net price calculators – the information, even if not exact, will be more useful than just applying blindly without using them.</p>

<p>UCs and OOS aid: not much for OOS. Assume the differential of $23K automatically not covered by any financial aid since you’re on the hook for that; no you can’t get out of that fee. Then, add tuition and other fees and your parent’s contributions and that will be about your price to attend. But, please listen to Thumper and the above posters: Go to the net price calculators and you’ll see your estimated totals. </p>

<p>Some NPC’s are actually pretty lousy, especially some colleges using the College Board calculator.</p>

<p>Unless you’re an absolutely top-notch student, don’t expect any aid from the UCs. It’s that simple. Because of budget-cuts from the state, the UCs are looking for out of state students who can pay full-freight to help make up for the lost funding.</p>

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<p>think about it…your Texas schools arent giving need-based aid to Calif or other OOS kids either. Why? Because it would be silly to charge high OOS rates, and then give need based aid to cover those high costs. </p>

<p>A lot of the financial aid given to low income in state kids in CA comes from the state and is reserved for state residents. The federal entitlements and what the college has is not going to cover the costs. You can can give it a try, just in case something pans out, but it’s fishing in a pond with much to catch. </p>

<p>You’re very, very unlikely to get significant aid as an out-of-state student in the UC system. Many California families are having trouble paying for UC costs because there isn’t enough aid for most middle income families. Out of state students are even lower on the list. </p>

<p>If you need aid, look elsewhere. </p>

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<p>UC in-state financial aid is actually a lot better than the in-state financial aid at many other state universities (PA, IL, and TX seem to be among the worse ones, based on net price calculator experiments). But there are probably many upper-middle to lower-upper income families who have high spending lifestyles or other situations consuming their money (e.g. divorce lawyers or medical expenses) so that they cannot afford their EFC (FAFSA-only-based for UC), meaning that their students need either merit scholarships or a low list price to afford (any) college.</p>