<p>We cannot afford 30k a year</p>
<p>Your parents aren’t expected to pay $30k. </p>
<p>You (the student) are expected to borrow the Direct loans (5500), the Perkins loan (however much that is), and you’re expected to do the “work study” (how much is that? 2500???). You can further reduce your parents’ obligation by working over the summer, and paying for your textbooks .</p>
<p>If your “student contribution” is around $8 - 10k, then your parents will pretty much have their EFC to pay. </p>
<p>In-state tuition and fees: $11,505
Room and board: $14,172 </p>
<h2>Books and supplies: $1,407 (look for used textbooks to save money)</h2>
<p>Basic costs … about $27k</p>
<p>Personal expenses will be covered by work-study earnings.</p>
<p>Talk to your parents…are they willing to pay their EFC? If not, how much will they pay?</p>