UCSD Budget

<p>I rarely used my books. You’ll find out quickly which classes you really need the books for and which you can live without or just check them out when you need them. And why is everybody surprised that ucsandiego915 is a girl? I’m a girl too.</p>

<p>Na I’m kidding, I’m not a girl. I didn’t know ucsandiego915 was a girl either. I must have missed the times when she said she was in a sorority.</p>

<p>^REALLY?! I totally thought you were a guy. Just from the screen name. I should probably pay more attention haha</p>

<p>ETA: I knew it :)</p>

<p>Muahahahaha. Clearly I can’t be a girl because I’ve said I like sports.</p>

<p>We saved a lot of $$ on my daughter’s books for UCD this year by signing up for Ebates and then renting books from Chegg.com (through the Ebates site so we accumulate cash back). You just have to pay close attention to your class schedule online. At UCD, in the weeks before classes starts, the instructors post the texts that are required, which gives you enough time to order them from Chegg. It’s super cheap that way compared to the cost to purchase books at the bookstore.</p>

<p>If you’re a science major, you can be pretty sure that you’ll know someone that lives with you that bought the book. Just use theirs :)</p>

<p>92faim:</p>

<p>Do not sell back your textbooks to the UCSD bookstore or websites.</p>

<p>Buy/sell your textbooks from half.com, Amazon, other used textbooks sites online, and the Facebook application called Marketplace. In addition, you can just sell your books to your suitemates, roommates, or friends who might need the book after you are done with it.</p>

<p>What I did was try to find the best deal for used books by browsing a bunch of websites and also checking Facebook Marketplace. Marketplace is this application where anyone can put up a listing for anything, including textbooks. Just type in the location “La Jolla” and type in the name of the textbook you are finding, and there will be listings for people who are selling it, and they are almost always from UCSD. So you just message them and arrange a meeting time and meeting place, and you just meet them in person and buy the book for them. You can do this to sell your books too, just put up a listing and people will message you to buy them.</p>

<p>I got really lucky on some of my textbooks and bought them ridiculously low priced, probably like $20-$30 less than most people, and then I sold it around $5-$10 more than the regular price (surprisingly, people bought them). So say a book is typically selling for $50 bucks, I got lucky and got it for $30 or so and then sold it for $55, and made a $25 profit.</p>

<p>Ok so now that I feel comfortable with my budget estimates, This is the financial aid package I intend to accept:</p>

<p>ACAD COMP GRANT (GL-1) 750.00
CAL GRANT B STIPEND NEW 1,551.00
DIRECT LOAN - SUBSIDIZED 3,500.00
FEDERAL WORK STUDY 2,800.00
UCSD GRANT-IN-AID 11,547.00
DIRECT LOAN - UNSUB 500.00
FEDERAL PELL GRANT 5,550.00</p>

<p>This is ok…right?</p>

<p>Well you’re only looking at 4k in loans being offered. Take all of it. You can most likely even pay it off while you’re still in school if you work part-time.</p>

<p>well they’re also offering me a $300 PLUS loan, but I don’t plan to take it.
I can borrow up to $2000 with the unsubsidized loan but I’m only going to accept $500 of it, just to basically have some extra money</p>

<p>i suggest taking all of it. your work study money is NOT guaranteed if you can’t get a job, and honestly it doesn’t make getting a job that much easier. you aren’t really getting 2800 from work study. you just work using your work study and the school will pay you normally but the government subsidizes half of your salary for the school, which is why the school prefers work study students. if you don’t end up getting a job, you might be short on money.</p>

<p>Ok, so just to make this clear…I can accept the full of amount of the loans, but simply not use up all of the money later into the year? How would the interest work in that situation (where I end up not using all of the loaned money)??? And I"m waiting on a reply about my appeal to adjust my financial aid package, which probably won’t happen until AFTER the deadline to accept/decline loans. IF my appeal goes through later, I can change my loans even after I sign all that legal promissory stuff? </p>

<p>Sorry for all the questions, but yeaa…><"</p>