<p>A little about me: I'm going to be a junior in college when I look into taking out a loan. I don't qualify for financial aid. I'm considered a dependent and my family won't help with the costs of college nor allow me to take out a loan but I can't really work 30+ hours a week to afford school (I'm doing that currently + full course load and it's driving me insane)</p>
<p>For the unsubsidized loan, do I need a co-signer? What is the limit of how much I could take out as a dependent and a junior in college for a year and/or a semester?</p>
<p>This is incorrect. You DO qualify for financial aid … an unsubsidized loan. Loans are financial aid. In order to receive an unsubsidized loan, you must complete a FAFSA as a dependent student. If selected for verification, you must complete verification before the loan can be disbursed to your account.</p>