<p>“EFC is probably close to 0”</p>
<p>“probably” isn’t good enough. </p>
<p>“if I had to we could come up with about 20,000 a year.”</p>
<p>“if” isn’t good enough either. </p>
<p>You need to have a definite idea of how much money will be available, and where it will come from each year. You also need to know how much your EFC is going to be. Take the time to run the EFC calculators at [FinAid</a>! Financial Aid, College Scholarships and Student Loans](<a href=“http://www.finaid.org%5DFinAid”>http://www.finaid.org) and at [College</a> Calculators - savings calculators - college costs, loans](<a href=“College Board - SAT, AP, College Search and Admission Tools”>Calculate Your Cost – BigFuture | College Board) If you want to see just exactly how different factors affect the FAFSA, print out [College</a> Calculators - savings calculators - college costs, loans](<a href=“College Board - SAT, AP, College Search and Admission Tools”>Calculate Your Cost – BigFuture | College Board) and do the calculations by hand. Once you know your real numbers, you will be better prepared to determine which institutions are truly affordable for your son.</p>
<p>Your son has a very good profile. He should take a look at this thread: <a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/848226-important-links-automatic-guaranteed-merit-scholarships.html[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/848226-important-links-automatic-guaranteed-merit-scholarships.html</a></p>