What are my chances of getting a transfer? HELP!

Hii! Okay so I live in chicago and I go to a cc. I’m a freshmen, just completed my second semester. Now last fall during my first semester I had 3 Bs and 1 A.(all count towards my psych degree) I was going for nursing back then, when I registered for classes this semester I was still going for nursing so I took a higher level biology, lit, history and math. And then during this semester I realised I don’t wanna do nursing so now I’m going for psychology. Also I got a really bad teacher for biology and the course was hard. Now the semester is ending and I have 3As in lit, history and math. All count towards my psych major. But with biology I’m getting a C on 79% :confused: And my teacher is not kind enough to give me a B somehow. So having a C brings my GPA down to 3.3 (Thats what I calculated) all because of a subject that doesn’t even count towards my degree high level biology isn’t needed :confused: Now I was hoping to get a transfer next spring. Like spring 2016. And Loyola Chicago is my dream school, I really wanna go there. But now with a C on my transcript and a low GPA idk if I’ll get in during my second year. Idk what to do now :confused: So what are my chances of getting in? Anyone who knows someone who had the same GPA and got in Loyola?
Also, for psych major transfers the univeristy website says minimum needed is 2.4, my GPA is way more than that but still… I’m sacred that I wont get a transfer anywhere with a C. I still have one semester left before my planned transfer so I have time to bring my GPA up but for next spring I have to apply during summer which means my current GPA will be used for the application. Idk what to do? What are my chances? Or should I wait complete 2 years until fall 2016 because of my grades? Keep in mind, I have As n Bs in subjects that count towards my major. I have a C in the subjects that doesn’t count towards my major.

I think you’ll be fine. Stop stressing and apply to a few schools; it will all be okay.