<p>Plus you say you want to go to med school? So are you saying you would amass $200,000 ($50,000 a year) in loans for undergrad AND then on top of that another perhaps $250,000 to $300,000 in loans for medical school?</p>
<p>Are you serious? That is a staggering amount of debt…staggering.</p>
<p>I’m sorry but if you are even thinking about medical school, you really need to keep your undergrad debt to a bare minimum…actually none is best.</p>
<p>I would suggest you take a personal finance course if your high school offers one.</p>
<p>For freshman year, the only loan YOU, the student, can get guaranteed is the $5500 Direct Loan. Your parents and you would need to complete and submit the FAFSA to be eligible for that loan.</p>
<p>But yep…that is IT for freshman year.</p>
<p>And that won’t cover OOS community college AND housing costs either.</p>
<p>Please…you need to be realistic about your college plans.</p>
<p>OOS $ for SBCC is about 20k so four years there 80k (if I’m right), which is less than 2 years at UCSB… I know I probably sound stupid, this ignorant little high schooler trying to find loopholes, so I apologize. </p>
<p>I don’t know if I’ve mentioned yet but my grandparents are loaded and say that they’re going to help me,(can’t take their word on it though)</p>
<p>Again, my apologies. Just seeking help and answers is all…</p>
<p>There are often plenty of strings attached even if your grandparents do come through. Every post you make indicates that you have to go to UCSB for personal reasons – is this because some senior girl you know just went off to school there? There are SO MANY schools other schools you could attend. And you can get to California after your undergrad degree… or maybe even get a better deal at a private in California than a UC if you can get your test scores up. You can keep beating your head against the wall on UCSB… but it probably isn’t going to do you any good.</p>
<p>And…SBCC is a community college, only offers 2 year degrees. So your comment on four years there doesn’t make sense.</p>
<p>Wow I’m stupid haha sorry. I’m a sophomore in high school, so I am clearly uneducated in this area… Just trying to figure this all out so thank you for being patient with my idiocy.</p>
<p>And all of 8 minutes later, you’re over here asking how you can get the money to pay the unaffordable tuition at UCSB! Clearly, you do not understand.</p>
<p>If your grandparents want to pay your tuition for you, that’s fine - and you don’t need our advice. But if they don’t, then Santa Barbara is NOT an option. If you want to pay $40k for a two-year community college degree, then that’s up to you . . . but it’s still almost FOUR times as much as you’ll be able to borrow for two years of school.</p>
<p>You can start as many threads as you like, but none of them is going to make either of these schools affordable for you.</p>
<p>Party scene, the people, the beach, the education, the weather, and a few other things that I can’t necessarily discuss on a forum site. You sure as hell get what you pay for, my only problem is HOW I’m going to pay for it…</p>
<p>Ah… you might have been right to keep it to “personal reasons”. Because the party scene and the beach are a terrible reason to pick a college, and a REALLY terrible reason to take on a lot of debt. And if you are considering UCSB and SBCC the equivalent in “education”, I think you haven’t really looked at that part at all.</p>
<p>How about UT Austin for four years, then move to California when you are done?</p>
<p>Then how are you going to get into UCSB from out of state? I have not looked up common data sets, but according to the USCB profile on College Board’s web site, 96% of UCSB freshmen were in the top 10% of their high school class. </p>
<p>By way of contrast, they report that 72% of UT freshmen were in the top 10%, and 91% in the top quarter.</p>
<p>You would be a lot smarter to go to a public college in Texas and then transfer. (Smarter still to go to college in Texas and not transfer.)</p>
<p>But since you’re currently a sophomore, why don’t you let this go for tonight? For several nights, in fact. You’re being, frankly, stubbornly unrealistic, and you’re really at risk for making a spectacle of yourself.</p>