<p>It's stupid that I want to go OOS but I really need to, personal things. But basically the school I am rooting to go to is 50k a year, obviously no walk in the park. I keep reading about all these scholarships (oh and allow me to mention, I am only a sophomore in high school but I need as much planning and preparation done as I can). I also read that are expected to, or "have" to provide some kind of funding...? I don't know I'm just a clueless little sophomore, any help appreciated:)</p>
<p>It’s good that you are thinking about financial aid matters early in your college search process. Start your education by reading the FAQs here:</p>
<p><a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1486647-financial-aid-faqs.html[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/1486647-financial-aid-faqs.html</a></p>
<p>Then come back and ask more specific questions.</p>
<p>50k+ per year for UCSB (OOS), do you think the tuition will ever decrease, or increase?</p>
<p>I seriously doubt if OOS costs will decrease…ever.</p>
<p>As long as OOS families are willing to pay it, no…</p>
<p>I can imagine a scenario in which they vary the out of state tuition by a greater extent by major and by university campus, depending upon the demand for the seats. That could result in some students having lower costs and some students having higher costs.</p>
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<p>Any specific majors that might “cost” less?:o</p>
<p>Probably not majors that cost less, but non-STEM classes often have less “course fees”. </p>
<p>Even if there were a cost difference, it probably wouldn’t be much…certainly not enough to make one major affordable while another unaffordable.</p>
<p>What is your issue? What is your budget?</p>
<p>Don’t judge me but I’m a sophomore in high school, just extremely worried about my future… Will do anything to go to UCSB, and as for budget, I have NO clue… I’ve heard of this, regents thing? I don’t know, sorry if I’m wasting your time._. I just want to have it all figured out because I don’t want to be one of those seniors that has no idea what they’re doing after high school…</p>
<p>I don’t know if Regents is for OOS students. You might google UCSB Regents.</p>
<p>That’s what I was thinking…</p>
<p>The Regent’s Scholarship at UCSB is available to OOS students. It is awarded to the top 2% of admits. The monetary award is $6,000 per year, for four years. A nice sum, but a drop in the bucket when the total price is over $50,000.</p>
<p>In general, the UC’s offer financial aid to OOS students as if their COA was the same as in state students. No institutional aid is available to help with the OOS supplement (nearly $23,000 per year). Unless an OOS family can pay their EFC, plus the gap amount (if any), plus the OOS supplement, then UC schools will not be affordable.</p>
<p>There are exceptions here and there for top applicants - for example the Dean’s Scholarship at UCSC which awards $10,000 per year to offset part of the OOS fee. But the number of these awards is extremely small.</p>
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</p>
<p>When. Pigs. Fly.</p>
<p>Time to grow up and acknowledge that UCSB is unaffordable, and you need to come up with a more realistic list of “dream schools.” You’ve got years left to do the research . . . I’m sure you can come up with some alternatives you’d be happy with.</p>
<p>A couple of observations.</p>
<ol>
<li><p>California is, and has been for more than a decade, teetering on the edge of being dead-flat broke.</p></li>
<li><p>The University of California system isn’t having trouble getting out-of-state students to pay their price.</p></li>
</ol>
<p>So, no, I don’t foresee it happening.</p>
<p>What if I go to SBCC and then transfer? That’s an option, isn’t it?</p>
<p>Your residency for the UCs will be the state of residency of your parents. You will pay OOS rates for that community college. You cannot establish residency in CA while you are attending college and for the sole purpose of attending college.</p>
<p>It is highly unlikely you will be able to have residency in CA for tuition purposes unless your parents move there.</p>
<p>And just for the record…the instate cost of a UC isn’t exactly chump change. How,would you pay THAT?</p>
<p>And NO you cannot just declare yourself independent from your parents.</p>
<p>The UCs are costly schools for OOS students and there are no loopholes to gain instate tuition status if your family resides OOS.</p>
<p>I would strongly suggest that you start looking at more affordable schools for undergrad.</p>
<p>California will still be there when you graduate, either for a job, or grad school.</p>
<p>Ok… I understand</p>
<p>I know what you’re going to tell me, that its not worth it and blah blah blah but I’m dead serious when I say I have an extremely personal reason that i MUST go to college OOS. And I know, the debt after I finish college will be hell. I know that. I. Know. </p>
<p>But, will student loans help pay for my OOS tuition? I have no problem taking out loans and yes I know what it does to my future but I can take out loans as long as my parents cosign right? Please do not lecture me on how poor of a decision I’m making going to school OOS, that is my problem to deal with.</p>
<p>You will be able to take out $5500 freshman year, $6500 sophomore year, and $7500 junior and senior years in your name as Direct Loans. That is ALL you will be able to get in loans in your name. Those amounts will NOT cover out of state costs anywhere I know. Any additional loans will need to be cosigned by your parents or they could take parent Plus loans (that would be about $175,000 in loans). Would they take loans in that amount? I would not suggest that!</p>
<p>If you are a very high achieving student, you might garner good merit aid at some schools. What are your SAT or ACT scores and GPA, because that will be the criteria for significant merit aid.</p>
<p>How much can your parents contribute annually to your college costs?</p>
<p>You don’t want to hear the only answer that’s reasonable.</p>
<p>You can borrow if your parents cosign, but your parents would be crazy to take on the responsibility for your ill-considered student debt. They’d be jeopardizing their own financial future, and their retirement, by promising to pay if you default.</p>
<p>(x-post with thumper)</p>