<p>I would like to hear from US citizen/students what bank they found to be the best for them. I am thinking TD North might be good as it is Canadian with branches in US and therefore international ATM charges would not apply as it probably would if US bank was being used in Canada.</p>
<p>Any thoughts????</p>
<p>I just opened two Royal Bank of Canada (RBC) accounts. I opened one for the U.S., for my parents, and one in Canada. This allows for my parents to deposit money into the U.S. account (for no international charge since they have branches in the U.S., although I think their Banks are only in Virginia, North Carolina, South Carolina, Georgia, Florida, and maybe Alabama?), and then we simply transfer the funds from the U.S. account to my Canadian account when the exchange rates are decent (again, for no international charge since they are both Royal Bank of Canada). I hear that there are a few convenient RBC ATMs near campus, too. I don’t know anything about TD North, but it sounds very similar to RBC from what you have stated. If you live in the south east U.S. I would consider looking into RBC because it worked out great for me. If you don’t, you could probably do EVERYTHING online, so it might not even matter if there isn’t a bank near your home. The only thing I could think of that might be a problem is that the Canadian branch of RBC requires all new accounts to be setup by filling out a lot of paperwork; paperwork that they might require you to do in a bank. But I’m not sure.</p>
<p>Good luck with whatever you decide to do.</p>
<p>I’d go with RBC… they have ATMs on campus!</p>
<p>im going with RBC for the same reason as carly36…the atms are convenient and theres a bank a few blocks from the mcgill gates</p>
<p>TDBank is in Boston and the northeast and TD Canada Trust offices are within a block of campus. Harris Bank is in Chicago and the midwest and is part of BMO Bank of Montreal with offices nearby.</p>
<p>S uses TD north. However, he was unable to link his US account and to a Canadian account so he never opened anything there. TD north reimburses fees for withdrawals from other banks so that has not been a problem. He pays his bills in cash or gives cash to his Canadian roommate who writes the bills on his (Canadian) checking account.</p>