<p>From your other posts, it sounds like you’re a junior. Are you retesting?</p>
<p>Don’t rely on a bunch of loans to get you thru college. Your parents can pay $20k, work with that. If you retest your chances for merit increase.</p>
<p>In one post, it looks like you have a 1400 M+CR, in another you report a 610 CR, which would mean a 1390 M+CR.</p>