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<p>If you don’t currently LIVE in New Jersey and your parents don’t own a home there, you may be in for a BIG surprise regarding your residency for college tuition purposes. Please check and be sure that you are considered a resident of New Jersey if you are planning on applying to public universities in New Jersey. My guess is that you are NOT eligible for instate tuition at the public universities in New Jersey. You don’t live there. Your family owns a home YOU live in in the UK and you are currently attending high school in the UK. You are a resident right now of the UK (who is an American citizen).</p>
<p>And to be honest…I’m not sure how your “legal state of residency” can be New Jersey if you are not living IN New Jersey at the current time. Your family does not maintain a residence in New Jersey. When was the last time you lived there???</p>
<p>We have family members who are expatriates. They used to live in one of the states. They live overseas now. They own a home overseas. They also have dual citizenship. Their kids applied to college as citizens BUT they did not have instate status in ANY state, even the one where they own a home (which is rented) because THEY didn’t live in any of the states the year prior to enrolling in college.</p>
<p>$140,000 is about $35,000 a year. Do you have colleges on your list that would fit this criteria? In addition you would be eligible for a Stafford loan in your name. That would begin at $5500 for your freshman year…bringing your total cash available to $40,000.</p>
<p>Re: medical situations. Those are considered special circumstances and are considered on a case by case basis by the colleges. You would need to provide significant documentation for out of pocket (not covered by insurance) expenses. This would include receipts for the care as well as any documentation from health insurance providers that they did NOT cover the medical costs. The school MIGHT consider this as a special circumstance and they might not. The school makes the decision. If you live in the UK and have UK citizenship, wouldn’t you be participating in their social health care system? There are not out of pocket costs.</p>
<p>I will say…there are many colleges here that DO cost $40,000 a year…or less for the full cost of attendance. The SUNY schools would fit that criteria, as would places like U of South Carolina (even with OOS tuition).</p>
<p>P.S. I find it amusing that you don’t think the “options” in the UK are variable enough for you when many students from the U.S. WANT to study abroad in the UK. Look around there…those schools are a wonderful bargain for residents of the UK.</p>