<p>(EFC) = 02595</p>
<p>What does it mean?..
Can I go out of state?.. Like Across the country...</p>
<p>Also where the heck can I find the COA?.. that where they tell you how much money they give you right??</p>
<p>Koolkid…the COA is the Cost of Attendance. That is the TOTAL cost of attending a college…includes tuition, room, board, fees, books and expenses. You can find the Cost of Attendance for ANY college on that school’s website.</p>
<p>Re: “can you go across the country”…well…that depends. If your EFC is $2595 per year…then that is the MINIMUM the schools will be expecting your family to pay. Most schools do not meet full need. Your need is the Cost of Attendance minus your EFC…so for example…if the cost of attending a college is $35,000 and your EFC is $2500…there would be a need of $32500. Some schools would meet that need and others simply would not. So. in this example, the balance would be $32500. The school would likely give you a Stafford loan $5500, a portion of the Pell grant (because your EFC is below the threshold…but you would NOT get the full Pell amount), and maybe some grants from their own institutional funds. Let’s say for argument’s sake that your Pell was $2000 and the school gave you another $8000 in institutional grants. You would still need to come up with $17,000 additional money to attend.</p>
<p>Going to school “across the country” means you are either looking at OOS costs at a public university, or the cost of a private school both would likely be AT LEAST $35,000 a year…probably more.</p>
<p>So…can you “go across the country”…maybe…but only if you find a school that will guarantee to offer you the difference between your EFC and the cost of attendance. </p>
<p>Talk to your parents. Do they have the resources to contribute towards your college costs each year? That is an important piece of information that will help you make this decision.</p>
<p>If you want my opinion…if you are a competitive admission prospect for highly competitive schools with generous need based aid packages (think Ivies, Stanford, Georgetown, and any others that meet 100% of demonstrated need), you have a chance to go far away. You also would likely be a strong candidate for merit aid at schools that give that (the Ivies, GTown, Stanford do not give merit aid).</p>
<p>*Also where the heck can I find the COA?.. that where they tell you how much money they give you right?? *</p>
<p>Unfortunately, no.</p>
<p>And, I see that you’re from NY and looking at Calif community colleges because your grades aren’t good (according to you).</p>
<p>California public schools do not give their FA to out of state students. That’s true for most publics. They can only barely help their own residents.</p>
<p>Where all did you apply?</p>
<p>Only a small number of schools meet need.</p>
<p>An EFC is misleading to many people. It is not the minimum you’ll have to pay. Most universities do not have the money to “make up the difference” between COA and EFC. Most don’t even try to make up the difference because they have so little money of their own and federal funds are only for low income people and in very small amounts.</p>
<p>For instance, with your EFC, you’d get $2,800 from Federal Pell. You might get a small bit more from other federal funds…but not enough to pay for tuition, room, board, books at most schools anywhere.</p>
<p>Can I Please get a list of college’s (CC’s Because My grades aren’t good enough to get into a university yet. -.-) That offer boarding. I know of One Onondaga, Its in my home state so I think I have an advantage, But I want a list of more! I’ve been searching online and find Weird Ones, And a website would tell you one thing and the actual site would tell you another, I Just want a list of known ,And yes I know typical a CC doesn’t have Dorming… yeah I know. I just want a list I can check out, I do plan on transferring after my 2 years are up to a university or even attempt a Ivy league and YES I know its slim - none…but one of my parental units in employed at one so hopefully that can get me in Later in life…</p>
<p>Since you mention that your stats are low, that will really limit your options. You won’t get accepted to the top schools that meet need, and many other schools are more generous to kids with high stats. Keep in mind that schools aren’t charities. They are generous to students that help THEM look good stats-wise.</p>
<p>You mention that one of your parents works for an ivy? Are your parents divorced? Is that why your EFC is low? If so, then keep in mind when you later apply to any of the top privates, then both parents’ incomes will be considered and that low EFC won’t mean anything.</p>
<p>Because of your situation…lowish grades and low EFC, your best bet is to go to school in NY where not only will you get some Pell money, but you might also get some NY help. At this point, I don’t see any way you’d get funds to go OOS.</p>
<p>Start with a budget, then look for your options. How much will your parents contribute + how much do you have saved or can you save between now and the first bill + how much will you qualify for in federal aid…that is going to give you a dollar amount you have to work with. The only thing your “EFC” does is tell colleges how much federal aid you are qualified to receive. It does not necessarily reflect what you will pay as others have said. Put a budget together then figure out where you can attend. You will need to budget about $10,000 to $15,000 for dorm/apartment/food costs if you move away from your home depending on “where” in the country. And Mom2 is correct, many states have additional aid for students who stay in that state…in general very few states have aid that is transportable to a different state.</p>
<p>Oh gosh mom2collegekids you have a good memory haha … I’m a little embarrassed actually lol but anyway… My parents were divorced yes… and one died last year… So it goes…</p>
<p>And how much of a small bit more are we talking?.. lol I’ve Decided I really only want to go to one… Santa Barbara City College… I’m not sure how much aid They will be willing to give me If any at all… I know my pell says 3000… Or something along those lines… I’ve Calculated the Cost of out of state student Classes at SBCC and its 183 Per Unit…I’m guessing that mean per class… (I get a letter / Email from SBCC like all the time…) </p>
<p>So I have to do the basic 4… Math Science English and History that’s and a Language is 5… and maybe I need to take 2 more for my major which is nothing at the moment but just estimating. that’s 1,281… that leaves 1,719… But I suppose room+Bored and meals and stuff will be about 8,000… But there gotta be grants and loans and Stuff I can get right?</p>
<p>Classes are usually several units.
If you look at this page, you can see that they estimate that out-of-state students who need to pay for room and board would have a cost of attendance of over $20,000/year.</p>
<p>[SBCC</a> Prospective Students: Cost and Fees](<a href=“http://www.sbcc.edu/prospective/Cost.php]SBCC”>http://www.sbcc.edu/prospective/Cost.php)</p>
<p>We looked at SBCC to UCSB for our oldest son four years ago. They have a pretty good housing department with lists of apartments, kids looking for roommates. We also toured the two private dorms in Isle Vista that are available for SBCC students. The SBCC campus is drop dead beautiful. Housing will be expensive. Do NOT forget that you must add $5300 to the cost of full time fees if you are coming from out of state. (It’s in the fine print underneath the per credit hour costs.) Total cost will be around $25,000 for SBCC so again you need to figure your budget. It’s still somewhat of a bargain and with the guarantee transfer option a path, but it is not as “much” of a bargain for OSS.</p>
<p>Koolkid, one more thing…the 2 dorms at Isle Vista fill up FAST. The staff told me that the earlier we put an application in senior year high school (we toured when S1 was a junior) the better position we would be for him to actually get in so keep that in mind. You have not said what year you are in HS.</p>
<p>Sorry to hear about the loss of your parent. So, is your EFC based on the ivy employed parent? </p>
<p>*I’ve Calculated the Cost of out of state student Classes at SBCC and its 183 Per Unit…I’m guessing that mean per class… (I get a letter / Email from SBCC like all the time…)</p>
<p>So I have to do the basic 4… Math Science English and History that’s and a Language is 5… and maybe I need to take 2 more for my major which is nothing at the moment but just estimating. that’s 1,281… that leaves 1,719… But I suppose room+Bored and meals and stuff will be about 8,000… But there gotta be grants and loans and Stuff I can get right? *</p>
<p>I think you misunderstand. A unit is the same as a credit hour. So each class will be 3, 4, or 5 units EACH. So, if you were to take 30 credits (units) in one year (which is about normal), your tuition alone would be about $6500…NOT $1281.</p>
<p>Room, board, books and supplies would be at least another $12k. </p>
<p><a href=“http://www.sbcc.edu/prospective/Cost.php[/url]”>http://www.sbcc.edu/prospective/Cost.php</a></p>
<p>The grants that you’ll get are Pell. You won’t be eligible for Cal grants…those are for Calif residents only.</p>
<p>If your parent works for an ivy, why isn’t he/she helping you with these college issues? I really do not think it’s possible for you to go to school in Calif.</p>
<p>Okay DO does anyone know any grants or loans they offer to out of state students in Cali?.. or any one of those crazy Scholarships like being a lefty or having a forth arm or something lol…</p>
<p>Mom2, he might be able to do it for $18,500…the SBCC website comes up with $22,640 for out of state and we came up with a tad higher calculating the isle vista housing and two trips home per year and settled on a safer number…bottom line is he will be somewhere between $20 and $25,000.</p>
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<p>The EFC actually should be viewed as the MINIMUM you will be paying for college. If you receive a very high %age of your need met, you will be paying at or close to your EFC. If not…you very likely will be paying MORE than your EFC. Most colleges do not meet full need and most kids pay in excess of their EFC at those schools.</p>
<p>Mom2, he might be able to do it for $18,500…the SBCC website comes up with $22,640 for out of state and we came up with a tad higher calculating the isle vista housing and two trips home per year and settled on a safer number…bottom line is he will be somewhere between $20 and $25,000.</p>
<p>I don’t see how as an OOS student he can come up with $20k - 25k. Since he has viable and much cheaper options in NY, it’s silly for him to borrow a lot of money to go to a CC as an OOS in Calif.</p>
<p>Absolutely, without parental assistance it could not happen.</p>
<p>Why would anyone want to go to community college across the country, even if cost wasn’t an issue? I’m not making fun of the idea, I just don’t understand it. New York has a great community college system in the state that is much more affordable and doesn’t require trying to figure out a place to live in California.</p>
<p>I almost did the reverse, actually. And I’m FROM California. </p>
<p>For me, I wanted to get away from the area where I lived. Period. As far away as possible. I wanted to forget Southern California and (almost) everyone who lived there and knew me. </p>
<p>I eventually ended up joining the California Conservation Corps in an area about 450 miles away from my hometown, and began my College career during the tail end of my time there. </p>
<p>A gap year of sorts, you could call it. </p>
<p>Perhaps something of the sort may be of interest to the OP. Join the CCC, Work for a year, and at the end of it, recieve a $2,000 scholarship for college. Also, you’d be considered a California resident by virtue of living and working there full time for a year. Then you could proceed on to the California Community College of your choice.</p>
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<p>That makes sense, then. Thanks for sharing that story with us. I wasn’t saying that it was a bad idea; it just seemed strange to me, but I think I understand the thought process a lot better now.</p>
<p>I think the reason is because a ton of UCSB and SBCC kids live in Isla Vista (together) and because of the special housing situation you get the “real” college experience and make 4 year friends without actually going to UCSB. </p>
<p>I’m seriously considering this option as well, I really want to get away from the high school atmosphere and live on my own… Altough to be honest I don’t think it’s worth it for the OP to be getting out loans for CC… My EFC is 0 (parents are divorced so only my mom’s AGI was taken into account) so I think I could get by on grants and work study/a part time job. </p>
<p>to the OP: If your final destination is UCSB then I would go for it, if not then stay in NY.</p>
<p>^^^</p>
<p>This option is fine for you because you are a Calif resident who would qualify for a lot of aid (fed and Calif) and your COA would be lower at each school. </p>
<p>For a low-income OOS student, going to SBCC and UCSB would not be practical…no Calif aid and high COA…huge gaps in aid coverage.</p>