<p>How much is your college/university charging for health insurance for your child this Fall?
I'll start with Case Western Reserve Univ. about $700 per semester, so $1400 for year. </p>
<p>p.s. How come they don't include this in the cost of attending school when they are evaluating financial aid?</p>
<p>Our kids used public schools in MA were about $1K/year when they attended. We had it waived and used my insurance.</p>
<p>I believe our kiddo’s U charges about $2K–$700 1st semester & $1400 2nd term, which includes the summer until you start again in the fall. It’s a private U–USoCal. We did purchase it for S when he aged out of our policy, the year he turned 22. We never used it, so don’t know how well/poorly it would have worked. S chose not to have any medical services until he got back under H’s plan in Jan the following year, after Healthcare Reform was effective.</p>
<p>COrnell University, $2000. You may be getting a deal. Really pay attention to what they charge for deductibles and co-pays. No would never expect a major emergency surgery as we experienced this yr. We did not have a U policy but our own policy treated many out of state expenses as out of network and covered at a lesser amount. ALways a gamble but read the fine print for what is covered. Vision and dental are usually an extra bump…</p>
<p>HIMom, it is a little cheaper than that now Fall semester 2011 was $451 and Spring 2012 was $658 at USC. We got it since it was cheaper than leaving DS on our plan and we figured he wouldn’t have to worry about finding doctors who accepted his insurance. Haven’t had to use it yet though.</p>
<p>$400 per year, mandatory, even if you have private insurance. At least it’s included in the COA.</p>
<p>Please costs with the school that it’s associated with. thanks.</p>
<p>USoCal has changed insurers at least twice that I’m aware of in the past few years, so I believe that premiums change (as do coverages). It’s important to double-check the costs AND coverages each year so you don’t have any nasty & expensive surprises. Generally schools try to keep insurance premiums pretty low & vary GREATLY in coverages offered.</p>
<p>Caltech $2600 (but we were able to opt out and keep him on ours). Dental $62.</p>
<p>D’s college heath center is a “participating provider” with quite a few major health plans, including ours, so that has been great for us. For students without insurance coverage, the fee is about $1600 for year-round coverage. $300K lifetime limit. $250 deductible. (Doc visits just pay straight co-pay of $35.) Does not cover Rx, though the school pharmacy is a government pharmacy that charges well below market charges for which insurance is not accepted.</p>
<p>Student health insurance is likely to go up a LOT this year, especially for those plans with low annual or lifetime maximums. Obamacare no longer allows those maximums (they’re going up in stages through 2014), so we can expect costs to rise - or schools to drop the plans completely and require students to purchase plans on the private market.</p>
<p>Northwestern: no additional costs, since we keep our kid on our plan, and therefore had their fee waived.</p>
<p>Washington University in St Louis: It’s something like $660, mandatory, even though we also keep our kid on our plan. (We weren’t sure what to expect after he graduates.)</p>
<p>Wabash College requires $400 for access to the health center. It is not insurance but covers non-emergency and illness care, blood draws, etc. The only people that are required to have health insurance are athletes but all students are encouraged to have outside health insurance.</p>
<p>Emory is over $2500 for the year! We are using the optional waiver and keeping DS on our insurance.</p>
<p>Univ of Roch is about $2K a year but you fill out a waiver online if you have alternate coverage for your student. They email you back if your insur. meets the requirements.</p>
<p>W&M will be $1,674 next year for undergrad and grad students. Coverage is through UnitedHealthcare and is for a full calendar year beginning August 1st.</p>
<p>UVA will be $2407 for the next academic year (plan through Aetna Student Health; grad and undergrad).</p>
<p>Be sure to read the policy so you know what you are and are not getting. My husband and I are both on Medicare so our son has had his own policy with Humana for a few years. It has a high deductible, but can be used anywhere. I’m not concerned about covering every doctor visit. My concerns are unexpected large expenses. This Humana PPO costs $1200/year vs the school’s plan which is less than $1000/year. We kept the Humana plan because it is significantly superior. Blue Cross generally offers good plans to healthy, young people also.</p>
<p>Wellesley is $1,615 for the year. The state of MA requires students who are at least 3/4 time to have coverage. The insurance can be waived if the student is covered adequately under another policy.</p>