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<p>No!! that’s not what that means. Schools that meet full need as they calculate it generally using PROFILE or their own forms. </p>
<p>0 EFC means you’ll get the full Pell (5700ish) and you’re eligible for a Direct Loan of 5500 (3500 of which is subsidized) as a dependent freshmen. </p>
<p>FAFSA does not give money. It is just a form that you fill out to determine your eligibility for Pell, Direct Loans, etc. No one is obligated to take loans but the most that you’ll get from the federal gov is the full Pell. </p>
<p>Remember: MOST schools do NOT meet need. The EFC is the minimum most are expected to pay. </p>