My total amount has now totaled to 65 K. Is there any job I can possibly get in college that will slowly help pay them back?
I have been quite frustrated thinking about my potential options and since I borrowed money from them, it would be wise to pay them back so they would feel secure with the decision they made earlier. I don’t want to feel as if I’m a burden for them and it is definitely not right in doing so.
Any input is appreciated! thanks
IMO you should consider your future plans, period, do you go to the cheapest 4 yr you could? Is there a commutable option? You could save them the next 65K, as your progress has been somewhat painful thus far? You could consider working your way through the rest of college, it will take longer, but you can pay your own way. Stop the bleeding now. If you were my kid, I wouldn’t be paying for residential university (that would have stopped at the end of your first year). If you are still interested in health care, see what you can do at CC for an associates in nursing. Some of your credits might help? Not sure what your grades would do there. Your current uni has no opinion on your academic progress?
In your other thread you said you have 7 C’s, 2 D’s, and 2 F’s after two years in college and you may need three more years to finish. How much of that $65k did you borrow from them? Did THEY have to borrow or are they paying out-of-pocket?
It sounds like you’re in over your head at whatever school you attend. I’d take a gap year and figure out why you’re struggling. Three more years at $33k year would bring your total to $200,000. That’s way too much for a degree. What’s your plan if your parents pay for another year and you end up on academic probation? Paying $100k you don’t have for a degree is bad; paying $100k+ and not earning a degree is much worse.
It’s unlikely that you’ll earn all A’s at your current school, and it would take a lot of them to move your 2.0 GPA. Is there a school within commuting distance of your home? I agree that your local cc may be a good place to start. You can get a job and start repaying your parents, but if you have to repay the entire $65k expect it to take a while.
I have already completed two years of college, but out of stress and no planning, I took the wrong courses and then didn't do well on them. I took General chem for two semesters, general calculus, Organic chem two times and General biology. I'm right now a health science major but due to class conflicts and a lack of credits, I might have to do a 5th year. As I see through my grades, I got three withdrawals too from a semester). Unfortunately, I feel stressed that the future will not be easy and I might find it an impediment to go into professional school like PA, medicine, optometry or pharmacy after undergrad. My GPA rn in my second semester of junior year is 2.0
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Here are my Stats:
Gen Chem 1/2- C
Gen chem Labs 1= B, Gen Che Lab 2= C
General Calc- C
General Calc 2- I replaced the class with a Pass to hide my grade of " D"
General biology- D ( second time retaking F)
Organic Chem 1- F ( second time F)
Health Science
Anatomy and Physiology 1- C
Anatomy and Physiology 2- C-
Research Methods and Science - D+
I have to retake A & P and Research methods as well.
Biological Anthropology- C-
Philosophy- C+
There are two ways I can carry from now on in my junior year:
change my major from health science to something else
for example) sociology, psychology…
my question for you: how bad does a BA look for life after undergrad ( maybe applying to a job)
continue with health science ( a 5th year with extra loans look bad for jobs? can health science help me for life after undergrad or a different major work)?
If I work my way through life undergrad, I could retake General biology and general orgo / CALC 2 for a higher grade at a CC, would that look so bad?
Even after volunteering and taking a pharmacy technician job right now, it doesn’t seem like a very easy ride and my undergraduate years ( freshmen and sophomore) can be a blow to my future career goals, but I know I will have to work very hard to make it to my end goal.
If the professional schools see “As from now on a high 3.0+ GPA until my 5th year”, I’m not sure that will look good given the fact that I did mess up in my science courses. And as for the last thing I want to keep in mind, if PA school, pharmacy or optometry school is for those who are bright and make better decisions than me, should someone like me even take science courses at a community college? That being said, please be nice with all your comments and I hope I get a few suggestions to help me reach a decision.
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Yikes!
Are you saying that so far you’ve borrowed $65k from your parents to pay for the above? You need to stop the bleeding and regroup.
It is highly unlikely you’re going to get A’s from now on because you’ve retaken classes and still did not do well.
It sounds like you want a medical profession but you don’t have the skill set for that path. Do you come from a family that expects you to become a doctor, pharmacist or similar? Were they willing to lend you a lot of money because they expect you to end up in a high paying career?
What subjects do you really like? You’re mostly showing your science courses above (even philosophy was a struggle for you). How did you do in english, history, etc?
What type of school do you attend? Is it a highly ranked school? Are you going away to school? Are your parents paying for any of it themselves…or is all of their contribution considered to be a loan that you’re supposed to pay back?
You need to come home, enroll at your local CC and start over in a path where you can excel and where you won’t be accumulating more debt. In the meantime, you need to determine if you’re depressed.
Your path to a medical profession is full of pot holes. You would not be able to just get a’s for a couple of years and get in. You would need to put a lot of time between those poor grades and top grades…which at this point is just magical thinking that you’d get A’s going forward.
If I get all A’s this semester with 13 credits of 4 classes, what will be my gpa?>>
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What grades have you gotten so far on tests and quizzes this semester?
I hope I’m not the first person in your life to tell you that millions of people in America do not have a BS in some health sciences/life sciences field and they all have happy careers and nice lives.
Right?
To me, you’ve got the universe telling you that your professional goals are not a good match with your skills, abilities and interests. Why aren’t you listening?
<<<<<< I have already completed two years of college,>>>
Ok, but you’re in your junior year, so nearly 3 years are complete and so far, things aren’t going well. How did you do fall semester of junior year?
Best way to pay your parents back…
Get decent college grades, and your degree within four years.
If it doesn’t look like that’s possible because of your past grades, and failed courses, then rethink what you are doing.
I can tell you…you are very lucky. We were VERY clear with our kids…failed courses meant the could come and live at home and attend a community college locally.
We did NOT fund failed courses. Or even D grades for that matter.
Best way to pay your parents back: make the most of your education by doing your work, attending class, getting good grades and learning a lot. Become a successful, employed adult. Visit them often and never leave them alone on holidays. One day, if you give them grandchildren, make sure your parents are an active, important part of your children’s lives. Tell them you love them at the end of every phone call. Send Mother’s Day and birthday cards. Help them with projects around the house that will become difficult for the as they age. Make time to sit and talk with them and have meaningful conversations.When your parents are sick, care for them. Help them with changing technology and things that are easier for the younger generation. When they are in the hospital, advocate for them. Some day, your parents will die, grow your relationship between now and then so it is fulfilling to both of you.
Not the answer you were looking for I’m sure but I think this is what most parents want.
Agree— if you want to show your appreciation, transfer to a more affordable school (if you can find one that will accept your grades), get a job perhaps as a pharm tech and do what you can.
^^Yes.
Also, trying to make significant money while a full-time student will result in doing a crappy job in the classroom. Long-term, not the best use of your time.
Unfortunately, I feel stressed that the future will not be easy and I might find it an impediment to go into professional school like PA, medicine, optometry or pharmacy after undergrad. My GPA rn in my second semester of junior year is 2.0<<<<<<<<<<<
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Are your parents educated? English speakers? Do they know what a clusterpuck your present situation is, do YOU know? You need to sit down and tell them. What is your state and which is your present uni?
I’d love to let you know this post had no impact on my life and I’m doing as well as I can today. So thanks for the negativity but it’s not gonna bring me down with you