"When One Child’s Illness Is Worth Less Than Another’s"

<p>Regarding tuition insurance. </p>

<p>"Even if disparate tuition insurance coverage is legal, however, it’s still offensive to people who spent their careers fighting for so-called mental health parity. “There should be a buyer beware sign blinking on and off,” said Ken Libertoff, who ran the Vermont Association for Mental Health for 30 years. “Parents need to know that there is a fatal flaw in these plans’ constructions.”</p>

<p>Interesting, but perhaps not a "fatal" flaw.</p>

<p><a href="http://www.nytimes.com/2011/07/23/your-money/student-loans/a-tuition-refund-policy-that-pays-less-for-mental-illness.html?_r=2&hp=&pagewanted=all%5B/url%5D"&gt;http://www.nytimes.com/2011/07/23/your-money/student-loans/a-tuition-refund-policy-that-pays-less-for-mental-illness.html?_r=2&hp=&pagewanted=all&lt;/a&gt;&lt;/p>

<p>"The $599-and-lower premium may be too low given some of the offering’s more liberal terms. For instance, Sallie for now plans to allow people to sign up for coverage after school has already started. Students who are having adjustment problems early on could then sign up with the possibility of withdrawal in mind.</p>

<p>And while the tuition refund policy notes that there is no coverage for an illness that was “active” at the time of enrollment, this generally won’t apply to students who are taking drugs for anxiety or depression. “If you’ve been cleared by a physician to attend because you were strong enough mentally, then it is not an active illness,” said Bill Suneson, who started Next Generation with Mr. Fees."</p>

<p>I was recently asked to "clear" a student for Upward Bound. I had only seen her four times.</p>

<p>As soon as I saw that it was Sallie Mae I couldn’t really grasp anything else in the article. They have the worst reputation of being unscrupulous, don’t get me started.</p>