Where can i get private loan with a credit score of 670?

Paying for College
1

<p>Where can i get a private loan approval with my cosigner credit score of 670? I really need to loan asap. i tried sallie mae and i got it approved at first but I needed more money and they cancelled the loan and when i reapplied I didnt get it. Help</p>

2

<p>Keep in mind that your co-signer will only have that credit score until this loan is processed. Once he co-signs then his credit score will drop and may not qualify for future years. </p>

<p>Is this a one time loan or will you be borrowing for more than one year? How much will you be borrowing with a private loan? Is this in addition to max stafford loans?</p>

<p>Try Sallie Mae loans</p>

<p>By the way, how much debt will you have at graduation and what is your intended career?</p>

<p>I see that you’re going to DePaul. That’s a nice school but not worth big debt.</p>

3

<p>Yeah his 665 now. Since we went with sallie MAE and got it not approved. Where else can I get a loan with this credit score?</p>

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<p>I need 8k per semester so I might try the plus loan. My dad doesn’t have good credit so if I get it declined will I be able to get it with a cosigner of 660 credit score?</p>

5

<p>Bump help please</p>

6

<p>If you get denied the PLUS loans, you can get more unsubsidized Stafford loans. I’m not sure if you’ll really be able to get $16,000 a year though.</p>

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<p>Yeah well what exactly is the plus loan? And can I apply with a different co signer?</p>

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<p>The PLUS loan is a federal loan, and only your parent can apply for it. You can read more about it: [url=&lt;a href=“http://studentaid.ed.gov/PORTALSWebApp/students/english/parentloans.jsp]here[/url”&gt;http://studentaid.ed.gov/PORTALSWebApp/students/english/parentloans.jsp]here[/url</a>]. It’s not as good as a Stafford loan, but it’s better than most private loans.</p>

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<p>If your dad gets declined with a Plus loan, then your Stafford loan gets increased by about $4k each year.
**
However, you’re talking about private loans of $16k per year- about $65k for all 4 years PLUS your Stafford loans of about $30k. That’s over $90k in loans. </p>

<p>That is WAAAAYYYYY too much to borrow.**</p>

<p>What is your intended career? How much do you think you’ll be earning when you graduate?</p>

<p>And, again, just because your co-signer might qualify for the first year, he might not qualify for years 2, 3 and 4. So, then you’d have to leave anyway.</p>

<p>There is a REASON that there are federal maximums…they know young grads don’t make much money to pay back big loans.</p>

<p>Do you have ANY idea of how high your payments will be when you graduate? </p>

<p>Where else can you go to college. DePaul is NOT worth this kind of debt (no school is).</p>

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<p>I’m a student from jamaica i want to attend Phoenix East aviations and I want to borrow 86,000 from sallie mae. I will be using my grandmother as a co-signer her credit is fair but Im wondering if thats enough.</p>