<p>Are there any colleges out there where, if you are accepted, a good portion of your education is payed for? For example, I heard UVA has a no loans policy. What does this mean? I would like to go to a small-medium sized private school. I started looking at Haverford cause I thought they would give me some aid ( my family makes 200k a yr, but we have no money saved for college and I have two siblings in college at the same time) Thanks.</p>
<p>my family makes 200k a yr</p>
<p>When people say that school X gives lots of need based aid, they mean to those who QUALIFY. These schools will not give any money to those whose incomes are too high to qualify…even if they don’t have savings.</p>
<p>Are you saying that your family will have 3 in college at the same time? If so, then you might qualify for SOME aid while all 3 are in college. What about when the older ones graduate? Then you won’t get aid…who will pay at that point?</p>
<p>How much are your parents paying for the 2 that are in college now? </p>
<p>How much are your parents saying that they will pay each year for YOUR college costs? If you don’t know, ask them. </p>
<p>As a precaution, be sure to apply to some schools that will give you large merit for your stats. You may end up needing those schools.</p>
<p>Have your parents run the net price calculators at each school using different scenarios…3 in college, 2 in college, 1 in college …to see what they’d pay each year.</p>
<p>You will hear a lot of things, but in reality it all depends on your individual situation. The best advice is to do the net price calculator on each college’s website you are planning to attend. This will give you an idea of how much the school might cost.</p>
<p>your situation is unique. 3 college students at one time. decisions are made individually.
check the usual generous top universities and lacs.
check Colgate U.</p>
<p>This situation is NOT unique. Many families have more than one student in college at the same time.</p>
<p>One thing to remember…while your siblings are in college concurrently, the family contribution is split (although not usually equally) amongst you. BUT as the others graduate, YOUR family contribution will increase. Remember to take a FOUR year view of how college will be funded, not just this ONE academic year.</p>
<p>As an alternative, if you have good stats you could look for merit aid opportunities. Look at the stickied threads at the top of this forum.</p>
<p>I think you’d get some aid with multiple kids in school but what you probably want to look for is good merit aid since that is not tied to family income or need and there are stickied threads as Erin’s dad said. Generally you need to be in the high end of the applicant pool for the best merit aid but if you qualify for UVA or Haverford then you would likely have some nice options.</p>
<p>But for a list of schools that meet full need, here’s a link. I know several of these meet need without any loans but I’m not sure how to figure that out other than by reading each schools literature.</p>
<p>[Universities</a> That Claim to Meet Full Financial Need - US News and World Report](<a href=“http://www.usnews.com/education/best-colleges/paying-for-college/articles/2013/02/11/universities-that-claim-to-meet-full-financial-need]Universities”>http://www.usnews.com/education/best-colleges/paying-for-college/articles/2013/02/11/universities-that-claim-to-meet-full-financial-need)</p>
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<p>Unusually, UVA met full need with an ESC = $0, even for out-of-state students. However, they recently announced that future classes will have ESC = $7,000 per year (which is in line with other meet full need schools with ESC = $4,000 to $10,000).</p>
<p>ESC = expected student contribution, which is what the school expects the student to come up with from work earnings and/or student loans (the financial aid package may include offers of work-study eligibility and direct/Stafford/Perkins loans). At a meets full need school, net price should be EFC + ESC, but note that EFC may be calculated differently at different schools.</p>
<p>The best way to find out what financial aid is like for each school is to run the net price calculator at each school. Run it for the various permutations of number of students in the family in college to get an idea of how it changes as students enter or graduate.</p>