Why are parents so reluctant to take out loans?

<p>Article on the value of attending a more selective school from the Chronicle of Higher Education:</p>

<p><a href=“Innovations: Learning More at Selective Colleges”>http://chronicle.com/blogs/innovations/learning-more-at-selective-colleges/28415&lt;/a&gt;&lt;/p&gt;

<p>Surprise! Students learn more. There is more “value added”.</p>