<p>I think what you have received is only merit-based scholarships and UMiami still haven’t decided yet to give you their institutional grants (UMiami grants and Coral grants) Once they get your FAFSA they might be offering you Federal Grant AND Institutional Grant. UMiami is famous for generousity. I am not an expert but I was accepted to UMiami as well and my fin aid package had Federal Grant + Coral Grant + Scholarship. Since UMiami uses only FAFSA to compute EFC, they can’t offer you any need-based help till you submit that.</p>
<p>So, just to let you know, you are not only waiting for Federal Grant but also institutional grant. My institutional grant was $16,000. I hope you will get a good chunk of institutional grant from UMiami and make your education possible!</p>