Will your kid registering to vote at college cost you $500 in dependent tax credit?

@BelknapPoint --In post #77, you are pretty much describing my life story. I left home to attend an OOS college at age 16 – and I had every intent to establish residency for tuition purposes as well as others. (The rules for establishing residency for tuition purposes were more lax those days - I had to wait until after I was 18, but I did end up paying in-state tuition for the last two years of college, as well a for 3 years of law school in my new state). I went home for winter break, got into a huge fight with my mom, and announced that I was never coming back — and held true to that word for several years. I did see my parents – but they came out to visit me, and one time I joined them for about a week on a family vacation.

But I moved off campus my sophomore year, rented an apartment, bought a car, registered the car, turned in my old state driver’s license in place of a new license in my college state at the local DMV – and, of course, registered to vote as soon as eligible. (Fortunately, the 26th Amendment was ratified in time for 18th birthday in 1972)

This was back in the 1970’s and my parents kept on supporting me, and as far as I know they claimed me as a dependent on their tax returns at least through my undergrad years. Given my age, maybe all the way through law school – in fact, in hindsight maybe that’s why they insisted on supporting me, over my objections, through law school. I was age 23 at the time I graduated from law school (I had enough money to pay for law school on my own – in those days my tuition was $350 per semester and a one-bedroom apartment, a block from campus, cost about $150 per month… so well within my ability to self-fund.)

Of course, I have no clue as to how the tax law has been tweaked in the intervening years. I did study tax in law school, but don’t remember any discussion about the provisions for dependent college students. But bottom line, my parents were sending me a check every month during those years.

Thumper1 said:

@cmvaz1

I’m answering, but really, you would get better answers by starting your own thread, since your question is not what this is about.

Didn’t your son get a scholarship that reduces the cost to attend UAH already?

IIRC a student cannot establish instate residency while attending Alabama. And especially NOT if their parents continue to reside in another state.

In the vast majority of cases, student residency for tuition purposes is based on where the parents reside.

There are some states which allow students to be instate status after a year…Utah is one.

@mom2collegekids is this the case in Alabama?”

Sorry for I kind of hijacked the thread earlier, but the thread’s discussion of “residency” sparked my question. Yes, my son received scholarship that covers out of state tuition. A cumulative 3.0 GPA and minimum 12 credits per semestermust be maintained to continue the scholarship. I can see him living full time in Huntsville once he moves there for freshman year - working summers there, part time job during school year, moviing from dorm to apartment, working at an internship, etc. If there is a semester where his GPA dips to 2.9 he would lose the tuition scholarship and need to pay full OOS tuition. If he was considered instate, the tuition he would have to pay would be half the OOS amount. The loan amount he would need to get to cover losing the scholarship is significantly different if her were considered in vs.out of state - that made me curious abouthow residency is defined for Alabama universities,

Well, no. It’s a nitpicky point, but some states allow all owners of property—including second homes and business property—to vote in local elections in towns where their property is located, even if their primary residence or domicile is elsewhere. But for federal elections, it’s certainly true that you can legally vote in only one location.

Precisely. And my point is that a huge percentage of college students—especially upperclass students, perhaps not so much freshmen—would meet that qualification whether they actually register to vote or not. Every time I registered to vote while in college, I was in a pretty stable residential setting—off-campus apartments, mostly—from which at the time I had no present intention of moving, and to which I always intended to return whenever I left, whether to visit my parents or take a quick out-of-town break with friends. And the same was true of those of my apartment-mates who never bothered to register to vote. So if I should have been disqualified from being considered a dependent on my parents’ taxes, so should my apartment-mates who didn’t register to vote.

The larger point is, I just don’t think the IRS cares about this. They don’t say that the student is disqualified if they register to vote in their college town. They don’t require the student to sign an affidavit stating that they consider their parents’ home their true and primary residence, from which they are absent only temporarily with every intention to return after they finish their college education. And most students would be lying if they signed such an affidavit. But since this all turns on subjective intent, and subjective intent can change in the blink of an eye, it’s impossible to police in any event. That’s why when you register to vote, they ask where you live, coupled with some evidence that you actually live there. They don’t ask how long you plan to stay, or whether you intend to leave at some point.

(Actually, on a strict interpretation of the Minnesota statute, DW and I should probably be disqualified from voting, since as empty-nesters we do have a present intention to downsize to a smaller place sometime in the next couple of years. So should anyone who is planning to sell their home, or planning to move when their current residential lease expires, or planning to retire to their recreational second home or to move to Florida or Arizona when they stop working. But of course, that’s absurd. No one interprets these statutes that literally).

I just think you’re making a mountain out of a molehill that no one in the world cares about except you.

Yup, that was the parenthetical example of an exception that I was going to add, but left out for the sake of simplicity and clarity.

Thank you.

If I’m the only one in the world who cares about this, why are you engaged in the conversation? Sheesh.

OP described his situation and asked a question. I responded with my opinion. You may have a different opinion, and as I’ve already stated, that’s ok. I understand. That’s your right. The same right that I have, correct?

I agree that the IRS probably doesn’t pay much attention to stuff like this, but that doesn’t mean it’s alright to ignore the IRS rules and regulations.

I don’t think the residency requirement matters for a full-time student.

https://www.irs.gov/help/ita/whom-may-i-claim-as-a-dependent

If you say “NO” to the question on residency, but yes to the following questions, the tool still says the student is a dependent

That’s not the same result that I got.

I did it again and got the same result. The key assumption is total earning of the child. If the earnings are <4,850 then they are dependent if they are over that amount they aren’t

If you have a child who is under age 24 and a full time student for at least 5 months of 2018, you can claim said student as your dependent regardless of whether that student set foot in your home during the year. as long as you and other parent paid at at least half of his expenses. Doesn’t matter what the student earned, whether student registered to vote, whether student established residency in another state. That is a state issue, not federal. Student can owe money in a state other than where parents reside if that student works in that state. Those are state issues.

It can become a bone of contention between parents and kids when the student feels (perhaps rightfully) that s/he provided more than half of own support and should NOT be claimed as a dependent on parents; return. A lot of this is mitigated this year since personal exemptions have been eliminated and such a student can earn up to $12,000 without paying income tax. What often is at stake is the Earned Income Credit that such a student cannot claim if claimed as a depended. Dependency status can also affect some state tax returns. Their rules can be different from federal.

Another complication is if the student is married, and there are also rules regarding unearned income that I am ignoring here. Not tax advice here, just clarifying some issues, all of which are addressed in IRS regulations.

The OP has this completely backwards. Where you live and whether it’s a temporary residence away from another home determines whether your kid is a dependent. Registering to vote doesn’t change your residency. Your residency may determine where you can register to vote. If Utah was her principal place of residency, you could never legally claim her as a dependent, whether she registers to vote or not.

@BelknapPoint @jmnva06 Reading through IRS Publication 501 again (https://www.irs.gov/pub/irs-pdf/p501.pdf at page 18) there are exceptions to who has to live with you for a qualifying relative:

“Relatives who don’t have to live with you. A person related to you in any of the following ways doesn’t have to live with you all year as a member of your household to meet this test.
• Your child, stepchild, foster child, or a de- scendant of any of them (for example, your grandchild). (A legally adopted child is considered your child.)
• Your brother, sister, half brother, half sis- ter, stepbrother, or stepsister.
• Your father, mother, grandparent, or other direct ancestor, but not foster parent.
• Your stepfather or stepmother.
• A son or daughter of your brother or sister… [and others]”

So it would appear that the child is no longer a “qualifying child” if they don’t live with you, but they can then qualify as a “qualifying relative”, so long as they receive more than half their support from you and they meet the earnings test ($4150). However since those earnings include taxable scholarships, in our case this won’t help. It may for others.

@cptofthehouse I think you are missing the earnings limitation in your analysis above. It does matter what the student earns.

@Twoin18 that’s what I said when I was talking about qualifying child versus qualifying relative.

I thought minimum age for EIC is 25 for a single taxpayer without children.

And claiming a child as dependent can also affect claiming AOTC by parents.

@Twoin18 — Just as a point of law & legal interpretation. Tax regulations are not always clear and sometimes end up being interpreted in ways that are not strictly aligned with literal interpretations of the words in the regulations. This is what keeps tax lawyers employed, and why the federal government has an entirely separate court branch (“Tax Court”) just to hear and rule upon tax disputes.

And words and phrases used in one set of laws do not necessarily mean the same in another set of laws This is especially true when different jurisdictions are involved (one state vs. another, or state vs. federal) – but can even happen within a single jurisdiction – that is, the words used in the US Tax Code may be defined differently than the same words when used in different statutes.

If your question is, can the language of the qualifying child / temporary absence rules be interpreted in a way that would mean a college student who has taken affirmative steps toward establishing residence in another state can no longer be considered as a dependent of the parents, even though the parents are providing most of that child’s financial support? The answer is – yes, that is a legitimate argument for you to make.

But if your question is, will you get in trouble if you claim the $500 tax credit for your child, despite the fact that you know he has registered to vote in a different state and probably will never return to the family home — then the answer that it would be highly unlikely. I certainly can’t find any tax court cases on record where that issue has come up. And bottom line is that the IRS doesn’t know whether your daughter is registered to vote or where she is registered – they don’t receive voter registration data, and they certainly don’t use that data to validate tax returns.

The issue would only come up if your daughter wanted to file her own return as a non-dependent in order to take advantage of a tax credit for which her dependency status was tied to eligibility – or you were trying to claim the same credit on your own return. That would tend to trigger a query from IRS. So you do need to be careful that your daughter does not submit a return that contradicts yours. Merely listing a different address on her return wouldn’t cause that problem.

Most parents expect or hope that when their kids graduate from college they will get jobs and move out on their own. Our society is pretty much built around that expectation — so despite the language of the “qualifying child” provisions, in most cases where the student is successful in college, the “temporary” absence of the child from the family home turns out to be pretty much permanent. But then again, wherever they do live long-term, it usually isn’t in the same spot as where they lived during their undergrad years … though some kids do end up sticking around for grad school, or finding jobs in their college towns. The issue of voter registration is just one of many factors that can be tied to residence & intent.

You certainly have every right to choose to interpret these provisions strictly-- and refrain from claiming that credit if it makes you uncomfortable. And you can inform your daughter of your choice and reasons, to the extent that will impact her preparation of tax returns. That could impact her options with respect to state income tax. What state is she a resident of for those purposes?

But please understand that many taxpayers legitimately choose to interpret the rules broadly – and again, that’s what keeps the tax courts in business. So when my daughter had told me she was never coming back to California, and registered to vote in New York, and I continued to claim her as a dependent for her first 3 years of college – I believe that my choice was appropriate and lawful – and someone arguing to the contrary in an internet forum won’t change my mind. My daughter said she wasn’t coming back, and I believed her – but I also told her I would not pay to support her in New York once she graduated from college, but that she was free to come home and stay as long as she wanted. And from my point of view – as long as she had no income of her own, no matter what her intent, she was still dependent on me and therefore her absence to attend school was only temporary — because she simply didn’t have the financial means to live somewhere else.

I’d add that when my son went off to college, also in New York, I believe he registered to vote there. But after his second year he returned home to California and announced that he wasn’t returning to school, and spent the next 3 months sleeping on my living room couch by day, and in his own bed & bedroom in my house by night. Then he did find a job and moved out sometime in October. But that’s just another illustration of why the “temporarily away” to attend school is something that really can only be determined in hindsight.

I guess for me, the bottom line wasn’t where the kid wanted to live, but who was paying the rent. As long as it was me, I considered the kid’s physical relocation to be non-permanent.

No. Im not missing anything. Income for a dependent student does not matter in determining dependency outside of determining the 50% of support. It does for a dependent relative or “other” that when the $4k odd dollar amount kicks in. For a college kid, it does not. College kid under age 24 can earn an unlimited amount and still be declared a dependent. There are special rules for college kids under age 24. If such a kid earns over $12K (with some unearned income rules I wont go into), kid required to file federal tax return even as a dependent on parents’. That income does not show up on the parents’ returns. Kid not entitled to Earned Income Credit either.

Income for such a dependent is not what counts in determining percent of support either. The kid has to be using that income towards his household expenses as defined by the IRS. If he is providing more than half of his support, then he cannot be claimed as a dependent. College scholarships for tuition and fees do not count as support provided by the student/child/possible dependent. IRS law tends to give the tip to the parents rather than the student.

There are separate rules for a qualifying dependent and a qualifying child. To get the college kid dependent credit, the kid has to be your legal child (biological or adopted), legally placed foster child, stepchild or descendent or such. Also has to be younger than you or your jointly filing spouse.

It’s a special category for those qualifying dependents who are away at college or medical or rehab type of facility.

I think that the student’s income is still going to be a factor in the “more than half” of support test, even though obviously it can be well above the level for dependent relative – it’s not capped in the regs, but a graduating senior who earns, say, $20,000 in a year that the parents have contributed is $5000 is not getting more than half the support from the parents. So maybe rather than “an unlimited amount” you mean to simply say that there are no hard limits. I mean, if in my example above the student who earned $20K was also provided with an additional $30K in parental support — then yes, that student might very well still be a dependent. So still a case-by-case test, but there might be a level of earned income for the student that would be high enough to trigger an audit by IRS.

It’s not the dollar amount of earnings that determine the support. Its what is acuatally SPENT that counts. A student can earn more than the parents but if the money did not go towards what the IRS considers “Support”, household expenses, etc, it doesn’t matter. IF the parents maintain an home, a room while the student is at school, and buys enough items, they are still considered the prime supporters as long as they can muster up a hair over 50%. Income taxes, college scholarships, social security benefits and a lot of things are not considered support.

The fact of the matter, is that the IRS pretty much expects most college kids under 24 to be dependents on their parents’ returns. The students cannot get Earned Income Credit, American OpportunityTax credit for college costs if they are under 24, and by remaining a dependent, they can give a single parent Head of Household status, get Earned Income Credit, $500 Dependent credit despite any amount of earnings on part of the student, and the college credits. It’s usually all around advantageous to keep the arrangements.

For the sake of clarity, an otherwise eligible college student under the age of 24 can claim the AOTC on his or her own tax return, as long as he or she is not claimed as a dependent on someone else’s tax return (even if someone else could claim the student as a dependent). This may be what you mean to say, but, at least for me, it’s not entirely clear in your post.