<p>okay so I found out that my university used the CSS profile efc to calculate my need: My efc from the profile, according to my university, was 35,900…the school had also assumed our assets were 250,000, they are actually around 170,000, so if I send in the brockerage reports the school may give me more in grants(theres a max loan amount at the school), sending in my tax returns late also gave me a little bit less in aid(but next year my FA advisor said if everything is sent in on time, I will get more in aid)…</p>