Would I be able to afford going to school out of state?

<p>Public universities – including UF – base admissions overwhelmingly on state of residence and one’s stats. A few years ago, I read about how admissions were made at another Fla. public, and the admissions officer spent about 10 mins. per application, mainly checking the applicant’s stats and to make sure that the applicant had filed all of the required paperwork.</p>

<p>Since the economy is increasing the numbers of high stat in-state students who go to UF, I hope you’ve also applied to some other Fla. publics that are easier to gain acceptance to than is the flagship.</p>

<p>" know it all depends on the circumstances, but, from your own experiences in paying for college, is it POSSIBLE that I could afford going OOS if I participate in the work-study program, work during summers, and find part-time jobs, if my family would be able to pay about 10,000 a year?"</p>

<p>No.</p>

<p>"College applicants are facing one of the toughest years ever to gain admission to the nation’s public colleges and universities as schools grapple with deep budget cuts and record numbers of applications.</p>

<p>As cash-poor state governments slash budgets, colleges are capping or cutting enrollment despite a surge in applications from high school seniors, community college students and unemployed workers returning to school.</p>

<p>The increased competition means more students will be turned away, forced to attend pricier private institutions or shut out of college altogether…</p>

<p>Low-income, minority students could face the roughest road to admission because they often can’t afford private colleges and don’t have the resources or academic credentials to compete with students from wealthier families and better high schools, he said.</p>

<p>The enrollment caps could also threaten President Barack Obama’s goal of making the U.S. the leader in college attainment by 2020 and undermine the nation’s economic competitiveness, college officials say.</p>

<p>“We’re reducing enrollment when we should be increasing it,” said Scott Lay, president of the Community College League of California. Experts say states should increase access to college during a recession so that unemployed workers can train for new jobs.</p>

<p>The University of Florida, which has about 35,000 undergraduates, is seeking to reduce enrollment by 4,000 students by 2012, said spokeswoman Janine Sikes."
[College</a> applicants face intensifying competition - KansasCity.com](<a href=“http://www.kansascity.com/440/story/1683400.html]College”>http://www.kansascity.com/440/story/1683400.html)</p>

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<p>I’m going to have to disagree with NSM based on this:</p>

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<p>I’m not familiar with all of the schools on your list but I’m familiar with UB and think you will be able to attend with $10K from your parents and the “normal” amounts (or less) from loans and work. The stated COA for UB (OOS) is $27,850 and they estimate on the high side for meals, dorm, and many variable expenses. You can probably estimate $1K lower and still be comfortable. Your stats should bring you at least $5K in merit money, and Pell and ACG should be around $4600 (based on a $1500 EFC). You may be awarded FSEOG and some small university grants for low EFC kids as well - last year these were given to OOS students. Disregarding those unknown grants, that would leave you at $17250 - $10K from parents - $5500 Stafford loans = $1750 from work/savings. If you can garner a few local scholarships to help you with the initial out of pocket expenses and books, that would be very helpful.</p>

<p>^^^</p>

<p>I think NSM was answering the question based on the OOS schools that the OP applied to. The OP asked if his proposed scenario was possible, and I think NSM was answering based on his choices. I don’t think she was answering based on going to ANY out-of-state school, because NSM knows that there are some OOS schools that are cheap.</p>

<p>These are the stats that I found for the OP on another thread:</p>

<p>"3.9 (and a couple of other numbers after that) unweighted GPA
5.0472 weighted GPA</p>

<p>1370/1600 SAT
2080/2400"</p>

<p>OP also appears to be Asian and to live in Fla. Floridians and Asians are overrepresented in admissions to many of the relatively few private schools that can meet full documented need.</p>

<p>The OP’s stats would put the OP at the low end of admission for private schools that meet full documented need and for merit aid at private schools that are very generous with merit aid.</p>

<p>Most OOS public schools aren’t even able to meet the full need of in-state applicants. Only 2-3 OOS publics will meet the full need of OOS students, and those publics are very difficult to gain entrance to, even harder for OOS students.</p>

<p>Deep Springs is a tiny (less than 50 students) all male 2-year college in the desert of Calif. It is free. I doubt that the OP is interested in that school.</p>

<p>Berea is a well regarded Christian college in Kentucky that accepts only low income students. If the OP is desperate to go OOS and is willing to abide by Berea’s rules, the OP may wish to consider it because it is a possibility: [Berea</a> College](<a href=“http://www.berea.edu/]Berea”>http://www.berea.edu/)</p>

<p>“I’m not familiar with all of the schools on your list but I’m familiar with UB and think you will be able to attend with $10K from your parents and the “normal” amounts (or less) from loans and work. The stated COA for UB (OOS) is $27,850 and they estimate on the high side for meals, dorm, and many variable expenses. You can probably estimate $1K lower and still be comfortable. Your stats should bring you at least $5K in merit money, and Pell and ACG should be around $4600 (based on a $1500 EFC). You may be awarded FSEOG and some small university grants for low EFC kids as well - last year these were given to OOS students. Disregarding those unknown grants, that would leave you at $17250 - $10K from parents - $5500 Stafford loans = $1750 from work/savings. If you can garner a few local scholarships to help you with the initial out of pocket expenses and books, that would be very helpful.”</p>

<p>Maybe the OP would be able to afford U Buffalo. However, it’s rated lower than are at least some of the Florida schools, and the OP is a Floridian. The OP also would have to invest in a winter wardrobe and transportation from Fla. to Buffalo, which would not be easy.</p>

<p>Buffalo has some of the most brutal winters in the country, and the OP likely is used to relatively warm weather and lots of sunshine. </p>

<p>Also, I wonder where the OP thinks his family --which has an income of $40 k – would be getting $10 k for the OP’s college, and why the OP thinks that going OOS is so important that his low income family should pay $10K a year for the OP to go OOS when there are in state schools that are better and cheaper than probably the schools the OP would be paying for to go out of state.</p>

<p>*Also, I wonder where the OP thinks his family --which has an income of $40 k – would be getting $10 k for the OP’s college, and why the OP thinks that going OOS is so important that his low income family should pay $10K a year for the OP to go OOS when there are in state schools that are better and cheaper than probably the schools the OP would be paying for to go out of state. *</p>

<p>Very good points. </p>

<p>It would likely be very hard for a family with an income of $40k to give the OP $10k each year for 4 consecutive years. </p>

<p>I think what happened is that the OP got terribly misled by a friend about low-income and FA in regards to most schools. The friend obviously didn’t know that only a few schools meet need of low income students. The majority of OOS schools would likely gap a low-income student. It’s too bad that the only “advice” this young person received was from a naive friend. Where have the adults been? What are the GC’s doing??? </p>

<p>With this bad info, the OP happily believed that he could go OOS and have costs paid. Now, he’s in a situation where he’s applied to many OOS schools that are expensive and don’t meet need.</p>

<p>NSM is right. He needs to quickly apply to the various in-state Florida schools. If necessary, he could go to a less desirable in-state FL school for a year, and then re-apply to UF and transfer.</p>

<p>To NSM: I was just wondering, how did you know I am Asian?</p>

<p>I know my circumstances and my questions seem strange. Why pay more when I could go in-state for so much less. But I’m in a really unique and different situation from everyone else. That is why my questions sound pretty strange. And also my friend gave me totally incorrect info, and I believed her without confirming it with someone else.</p>

<p>I applied to Tufts, and I read on a website that Tufts claims to meet full-need, but I’m not 100% sure on that. I don’t think I’m getting in this time around, because of my stats and my essay was not very good. If I applied there, or another school that says they meet full need as a transfer student, would I be eligible for that full need? And in that case, do you think it would be affordable for me?</p>

<p>And also, do you know of schools that claim they will meet full-need as long as you get accepted? Excluding schools like Harvard, Yale, and Stanford, because there is no way I’m getting in there…</p>

<p>And also, do you know of schools that claim they will meet full-need as long as you get accepted? Excluding schools like Harvard, Yale, and Stanford, because there is no way I’m getting in there…</p>

<p>Many of the full-need (without loans or with small loans) schools are also elite schools - because they’re often the ones with rich endowments. </p>

<p>*But I’m in a really unique and different situation from everyone else. That is why my questions sound pretty strange. *</p>

<p>What is so unique/different about your situation? Why can’t you go to FL in-state schools?</p>

<p>“To NSM: I was just wondering, how did you know I am Asian?”</p>

<p>Your other thread about the conservativeness of your Asian culture.</p>

<p>NSM & Mom2, I was giving info on UB in response to the OP’s post 9:</p>

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<p>Most of these schools are in the snow belt, so I’m guessing they don’t mind the cold lol! UB’s buildings are interconnected, even the dorms have tunnels and the two main campuses have shuttle buses running around the clock. Buffalo has an airport and lots of kids fly in and out for breaks, including most of the NYC/LI contingent, so it’s not unreasonable for the OP to do the same.</p>

<p>" Buffalo has an airport and lots of kids fly in and out for breaks, including most of the NYC/LI contingent, so it’s not unreasonable for the OP to do the same."</p>

<p>Except that the OP doesn’t have much money. It is expensive and difficult to fly from Upstate NY to Florida, especially during high season, which is when college students typically fly.</p>

<p>I don’t fly from Buffalo, but I do travel from Albany and Syracuse. I don’t think I’ve ever paid more than $250 for a RT trip to Miami or Orlando and figured the $1K included in the COA for transportion would come within a few hundred dollars of covering it. Maybe not. I find it a pain to fly anywhere these days…</p>