you know the website that...

Paying for College
1

<p>I know there's a website that tells you how much government loans you've accumulated over the years. my friend supposedly got a mail with information about the website but i never got one. does anyone know the link?
thanks</p>

2

<p>I think you mean the NSLDS:
[National</a> Student Loan Data System for Students](<a href=“http://www.nslds.ed.gov/nslds_SA/]National”>http://www.nslds.ed.gov/nslds_SA/)</p>

3

<p>Thanks for this link! I noticed that for the Perkins Loan, the Start of Repayment is almost two years after my D graduates, which is later than I had thought. Does anyone know whether interest starts accruing then, or six months after graduation, as I had originally thought?</p>

4

<p>yep! thank you :)</p>

5

<p>You’re welcome!</p>

<p>Franglish, if she hasn’t graduated yet, maybe they don’t set the date for on-time graduation, assuming many kids will not meet it. Everything I’ve read about Perkins says that repayment starts 9 months after a student is no longer attending at least half-time. There are alot of deferment and forgiveness programs attached to Perkins (see link below) that I don’t know all the details of, but there is an additional 6 months grace period given post-deferment. Interest does not accrue during the initial 9 month grace period or during any post-deferment grace period. So, when she is scheduled to start payments should be when the interest kicks in. Hope this helped!</p>

<p>[Perkins</a> Loans - Federal Perkins Loan Program and Application](<a href=“What is a Subsidized Student Loan? | Edvisors”>What is a Subsidized Student Loan? | Edvisors)</p>

<p><a href=“http://www.austincollege.edu/Attachments/PERKFactSheet.pdf[/url]”>http://www.austincollege.edu/Attachments/PERKFactSheet.pdf&lt;/a&gt;&lt;/p&gt;

6

<p>Thanks Skater-- this is what I thought, too. The Stafford kicks in six months after graduation, as I had thought, but it’s the Perkins that has the two year difference. There is no deferment, at this point. She is still two years away from graduation and is on track. She is at a school that has waived loans for us, beginning this current year, so there is no more debt after the first year. We are still a ways from having to think about this, but I thought I would ask anyway. Thanks for your help and input! It’s a mystery and I am pretty sure it will answer itself when the time comes, :)</p>