<p>I am REALLY wanting to go to Temple University in Philadelphia. I received a 10k/yr scholarship from them, which is the highest they give. My father called the financial aid department to no avail to see if they would waive the out-of-state fees. They said I would most definitely not receive any money from FAFSA and so in that case I would not be eligible for work-study. They came to the conclusion that it would cost roughly 33k a year to attend Temple. With the 10k it cuts it down to 23k. My father is also giving me 12.5k a year (thank goodness!). That is where we derived the number of $10,000 a year. My parents will NOT cosign for a loan and they will not let me sign for a loan. I want to attend medical school and so they feel that it would not be a good idea to have acquired debt from undergrad. </p>
<p>Would it be possible to make $10,000 over a summer or a year?</p>
<p>Thank-you.</p>
<p>I think all students are eligible for an unsubsidized stafford loan that would be 3500 in your freshman year.</p>
<p>Why Temple? Don't concern yourself with where you want to go for medical school when you pick your undergrad.</p>
<p>My parents will not let me take out a loan. Sorry, I edited it at the same time you posted.</p>
<p>I meant Temple for my undergrad.</p>
<p>they can't physically prevent you from taking out a Stafford loan.</p>
<p>They don't cosign it. You could do it w/o any action on their part.</p>
<p>Why Temple? I live in Philadelphia and I don't see the attraction of Temple. It's in a crappy part of town, I don't care what the brochure says. And for 33K surely you can do better. It might be the most academically awesome college, but I wouldn't be salivating over it. I'm not knocking the school, I am just wondering what has you fixated on it.</p>
<p>True, but I definitely do agree with them. It is probably best that I do not take out a loan.</p>
<p>I have visited Temple and I throughly enjoyed it. Philadelphia is much different from where I come. I know I would thrive in the large city.</p>
<p>I agree with sueinphilly. What are your other options in terms of schools? I wouldn't pay 33K for Temple. Do you have any public options?</p>
<p>Yes. I live in Georgia. I've been accepted to Georgia State, UGA, and I'm still waiting to hear back from GA Tech. </p>
<p>I want to go out of state though. Temple is my number one choice.</p>
<p>What happened to SUNY Albany?</p>
<p>SUNY Albany also gave me a scholarship. 6k a year. It would also be about 8k I would have to find on my own.</p>
<p>It would be very hard for a full time student to make $10,000 a year - especially as you are thinking med school so your GPA is really really important and you don't want to jeapordize it by working too many hours during the school year. </p>
<p>Also you need to think about how are you planning to pay for med school. Our daughter is also thinking med school. Our deal with her is that anything left over after under grad from what we have saved for college will be available for med school. She chose to go to a State U where her Stats get her very good merit award and that with her financial aid means we have only paid for books so far. So we will be able to help her out with about half (depending on how much they go up between now and then) the medical school costs which will greatly reduce her potential debt. She is also saving as much as possible now towards the med school dream. Many medical studennts graduate with upward of $100,000 in debt and she is hoping to keep it well below that.</p>
<p>Well, honestly...if I state in-state I would probably end up at Georgia Tech, which is a REALLY tough school. HOPE does not take care of room&board so the 50k would be spent on room and board and other expenses. </p>
<p>I would most likely pay for medical school with loans. I've talked over with my dad (he's a doctor) and he said that VERY few people do not take out loans for medical school. He thinks it would be fine for me to take out loans for medical school.</p>
<p>OK...I'll answer the original question with my opinion. DD had a high paying job, and worked 35-40 hours per week all summer. She earned $3500. She also has a high paying job at school, but limits her work hours to no more than 10 per week. Last year, she earned $900 at school (she did not work the spring term at all). You "could" earn $10,000 in a year, but you would probably have to have one full time DAY job and one full time NIGHT job in the summer to do so. Work during the school year needs to be around your class schedule so I would guess that more than 15 hours a week would be a huge amount of work during the school year. So...in my opinion, earning $10,000 per year for the next four years is going to be a challenge for a full time student. </p>
<p>Just my humble opinion. Now...start looking for and applying for some local scholarships that will at least take the edge off of THIS year.</p>
<p>Does anyone know what the requirements are to become a Pennsylvania resident? I was thinking that maybe I could stay there during the summer after freshman year and become a PA resident.</p>
<p>To become an instate resident, your family needs to move to Pennsylvania. You cannot establish instate residency there while you are attending college. While you are a student, your address of residency will be that of your parents. Just staying in the summer (and over vacations...and earning money and renting an apartment, and getting a driver's license) will NOT qualify you for instate tuition in Pennsylvania...unless your family moves there.</p>
<p>Look, I'm not trying to dash your dream. I would suggest sitting down with your parents. When you applied to Temple you KNEW you would be facing out of state costs. You DID get their maximum award. Perhaps your parents would be willing or able to contribute more towards the cost of school for you. Or maybe they would be willing to help you with a loan repayment when you graduate.</p>
<p>Just wondering, why do my parents have to move there if I establish a permanent residency over the summer?</p>
<p>For most States (and I do not know about Pennsylvania in particular) a dependent students residency is based on their parents state of residence. Most I have looked at they have to have lived there for at least a year before the student starts college. Also most schools the residency status you start with is the one you will have throughout your time at the school. It is very unlikely you will be able to establish residency for tuition purposes by living there for the summer. If it were that easy no one would pay out of state tuition.</p>
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<p>Just wondering, why do my parents have to move there if I establish a permanent residency over the summer>></p>
</blockquote>
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<p>Because you can NOT establish permanent residency as a college student over the summer. Your place of residency is your parent's address. IF (and I mean IF) you tried to establish residency, you would have to show that you were fully self supporting, including all your living expenses and your college tuition costs...no contributions from your family. You would have to produce pay stubs, etc. that would indicate that you are totally self supporting. Truthfully, are you able to do that? You are asking about earning $10,000 to cover the balance of tuition and fees...do you REALLY have the capability to earn your total cost of living without any parental support???</p>
<p>If you are really interested in med school, I'd try to find an undergrad school that you can afford without debt and at which you will be able to earn a high GPA and also get a solid undergrad education. Temple is a fine school, but before committing I'd see if I could find an alternative that wouldn't saddle me with $40 - $50 K in undergrad debt.</p>
<p>Here is a link to the PA rules for residency. One of them is that you be resident 12 months before you start school. Another is that your residency is based on where your parents live.
<a href="http://www.passhe.edu/content/?item=1317%5B/url%5D">http://www.passhe.edu/content/?item=1317</a></p>
<p>This is a query that comes up frequently on these boards. It really is difficult to change your residency just to get instate tuition.</p>
<p>Oh okay. I was not aware that that was the case. Thank you for the information.</p>