4+1 then transfer?

So I am wanting to go to school for social work, get a masters and start practicing.

So these are the possible options i foresee…

  1. Go to community college now for low tuition, figure it out as i go
  2. Do a 4+ 1 program to begin with, hope i can do the 1 at a seminary
  3. Get enough aid to just go to seminary

I would LOVE to get a dual degree in divinity and social work, that’s why I’m looking at seminary. It’s a dream.

I know that some universities offer 4+1 programs. I’m wondering, would it be possible to enroll in one of these, by then finish my 1 year masters at a seminary? Overwhelmed!