A few transfer student Q's

<p>Hi,</p>

<p>I'll try to keep this as straight and to-the-point as I possibly can. Just some questions about transferring to a 4-year after a 2-year school...</p>

<p>1) IDK if this is the same outside of MA, where we have what's called a "MassTransfer Block" for transfer students who complete their gen-eds at the 2yr level or elsewhere, but there's also "Joint Admissions/Intent to Enroll," where if you send in a form to any particular state school on the list, you're guaranteed admission as well as the in-state tuition reduction. (But help from fellow Bay Staters is nonetheless appreciated!) My question is, if I file one of these with a school while waiting for another (private) school's reply, am I required to attend the state school where I sent the form if I get accepted to my top choice?
2) Is it OK to send the Joint Admissions/Intent to Enroll form to more than one school? I'm thinking of applying to UMass Dartmouth and/or Amherst as well as Bridgewater State U. (as my backups - top choice, Emerson College in Boston).
3) Does Joint Admissions/Intent to Enroll work with online degree programs/continuing ed., in that you are "guaranteed" admission? I don't mean "full online schools" such as U. of Phoenix or Full Sail (obviously not in my state <em>lol</em>), but the online Bachelor's offered by UMD and UMA (under the heading of CPE), or the in-class CPE at Bridgewater (classes held in the evening).
4) If I go to a brick-and-mortar school (such as Emerson or even Bridgewater), and still want to take online courses from another school concurrently (or even be enrolled part-time in their online program), is that possible (to more-or-less simultaneously obtain a BA from two schools), or must I pick one or the other? Which leads me to...
5) My GPA is 3.85 but I don't have much to "write home about" when it comes to extracurriculars (although I really do have excellent study habits). Even though my transcript is stellar, my essays are often superb, and I've just been awarded membership in Phi Theta Kappa, is it a big knock against me that I don't involve myself too heavily (in fact, not much at all) in the extracurriculars, and that I don't have a job, and am not even considering looking until well after I get my Master's degree (possibly my doctorate's)? This goes along with 4) in that if I were, hypothetically, simultaneously seeking a degree from two schools, obviously I wouldn't have time for much else other than studying (but that's quite fine with me, at this point, because it's a quiet activity and I can't be bothered much with clubs and parties). It also ties into --
6) I've been told that one can defer student loans until one is fully done with his/her studies. Say for instance I'm "never done," i.e., I just keep going to school perpetually and die before I ever pay anything back (by then, my parents would probably be dead too, and I don't ever plan on getting married or having children). Is that possible or even legal? I mean, I don't see why not; although as of right now, my parents are questioning why they'd even pay for college at all if I have tentative plans of even ever looking for work (and really am more content writing or studying -- but not with a "job" per se as a stuffy university academic). Hypothetically speaking, if a student dies, and has no surviving heirs, and his/her parents are deceased as well, then...who pays the bills? Or if the parents die, then do the full expenses fall on the student? And what I mentioned above -- that one can defer until entirely complete -- is that actually true, or do I have to pay them back before going on to graduate school, and/or reapply once more, or what's the case?</p>

<p>Any answers you can offer will be sincerely appreciated.</p>