<p>I'm an international student. I have a friend, who can give me a loan for any amount of tuition. I don't know if i should write on application that i will pursue need-based ? i read in many threads that need-based scholarship hurts the chances of being admitted for many international students?</p>
<p>Where are you planning to apply to college here in the U.S? </p>
<p>Yes</p>
<p>Yes</p>
<p>Autumn. I did not ask a Yes/no question. I asked for the schools you were planning to apply to. </p>
<p>WHERE are you planning to apply??</p>
<p>oh, lol, i answered to the wrong thread. i’m applying to NYU(ED), UMass, UCs, Clark, University of Michigan, WPI, Pace, Univeristy of Wisconsin, UIUC, MSU, RIT. </p>
<p>I’m going to give you some free advice. NONE of the schools on your list meet full need for international students. Your costs to attend will be in the $50,000 to $60,000 a year range. It is highly likely you will need a LOT of loan ,only to attend. </p>
<p>I think you are planning to take WAYYYYYY too much loan debt for undergraduate school…way too much.</p>
<p>I supported myself for 10 years, so i’m not stupid, in fact i’m VERY wise about finance. I KNOW how much attendance cost. The loans are for many many years, so i will be fine. I’m not asking if the loans will be WAY to much, i need to know about chances of admission. Anyway, thanks for free advice</p>
<p>A number of schools do consider need when looking to admit international students, even if they are need blind for US students. You need to look on the websites to see if a school is need aware for you, and ask the admissions offices of those that do not indicate one way or the other. Also some schools do not give financial aid at all to international students. There may also be restrictions on merit award eligibility. You have to check each school to see whether you are eligible for aid. </p>
<p>Also, in order to get a student visa, you would need to show where you are getting the money to study and live in this country, with the sources certified. </p>
<p>Bear in mind that you are not at all likely to get financial aid for future years if you do not apply or get aid as a freshman. If you have a sure source of payment for your college, and want the optimal chance of admissions, yes, NOT applying for aid would be the way to go. But then you won’t get aid, and you will be stuck with borrowing from your friend, and if s/he changes his/her mind, or has problems with giving you the money, it will be an issue. So would repayment. If anything happens to you, how would the loan be repaid? You are talking about over a quarter million dollars over 4 years. I would not recommend anyone borrowing that kind of money. It’s not as though a degree from those schools gives anyone a golden ticket to wealth.</p>
<p>Your admission will be based mostly on your stats…SAT or ACT scores, and your GPA from HS (if that is recent). Your ability to pay could come into play at need aware schools in some cases. if you are a full lay student, you could have a slight edge over a same stats student who needs aid.</p>
<p>You don’t have to be snarky with your reply. Your financial plan is a very risky one, and that is what we are pointing out to you.</p>
<p>Cptofthehouse, thank you very much. It was very helpful. I just thought that if the next year i will have problems with paying , i could apply for a scholarship. You are right, it’s a big risk and there is no golden ticket. And if something will happen to me, nobody can repay. </p>
<p>thumper1 , thanks, my SAT (720 M, 520 CR) retook in Nov 6, waiting for results. GPA is 4.0. But it’s not recent, i had a gap in education for 3 years. </p>
<p>sorry about being snarky. </p>
<p>Read policies carefully. Many schools do NOT allow international students to apply for institutional need based aid in subsequent years if they don’t APPLY as incoming freshmen. You don’t want to get here for one year, and then be unable to return to college due to lack of funds.</p>