<p>I have been accepted to NYU and Boston University plus the local community college in my area. I received hardly any aid from NYU and also really low aid from BU due to them not having enough funds to give me money since I sent in a part of my application late. I really want to attend either of the two schools but I can't pay for them and they are offering me no money. And I don't want to go to my community college because it does not have enough programs and the right education to help me with my studies. I am not sure what to do :/.</p>
<p>It’s kind of late for advice. It seems like you did not have a realistic plan for your applications and finding affordable options. NYU financial aid is notoriously bad, and BU and NYU are both extremely expensive.</p>
<p>One option would be to take a gap year and have a better approach for applications for the 2014-2015 school year. There are many here who can help you with a plan for that, but there’s not much that can be done for 2013-2014 year at this point.</p>
<p>I agree with BobWallace. Neither NYU nor BU guarantee to meet full need. If you go to community college, you can lose your eligibility for first year aid, and transfers have less of a chance for aid even at many full need schools. </p>
<p>You should talk to your school counselor who might have some ideas of some local and state schools that would love to have a student like you and might come up with funds for you. If you have the profile to get into NYU and BU, there will be some schools willing to give some merit money. Also, does your state school take applications for spring semester entrants? That is another possibility.</p>
<p>Also in the first week of May, a list of colleges still having room for students will be released. Some of them will indicate that they still have financial aid.</p>
<p>Do you qualify for much aid? What is your EFC, and what do the NPC say your family should be paying? Can you afford those numbers? Unless you get merit money, you are not going to get more than what schools define as need which is highly unlikely to be more than what your EFC will define as need, If the case is that your family is expected to pay more than they and you can afford, you might want to rethink your strategy, and give it another go next year with what you have learned.</p>
<p>Were those your only acceptances? if so, you don’t have too many choices: if you can’t afford them, you won’t be able to attend next fall. Both those schools use money to attract students they really want. How much aid do you need? Are you commuting distance to a 4-year school? If you take a year off and reapply, you might want to defer at BU first-- just in case you get more aid by filing on time next year-- and apply to schools more likely to give you money. Some colleges give money to students primarily because of need and others to kids primarily because of merit. We can help you figure out which category of schools to target but most college money comes from colleges themselves so you have to keep an open mind n not fall in love with one school unless you are willing to pay for the school (which may mean working, going to school pt, etc, to get through).</p>
<p>I guess I didn’t really think out the financial aid process correctly >.< My parents weren’t much help in my fafsa and css so I filled out everything late. I will probably have to go to my local college, thanks for the all the advice though :D. When one door closes another one always opens hopefully.</p>
<p>What is your EFC? Are you eligible for aid, and how much? Take a lookie see at the May list that will be out in a couple of weeks.</p>
<p>I’m not sure what my EFC but im pretty sure im eligible for aid since my family is not well off. Anyways apparently I got into Binghamton which I did not realize. So im going there to pursue a degree in education :D. Hopefully they have good programs for it!. Don’t really know much about Bing.</p>
<p>Binghamton is a terrific school. Do look up your EFC. Also if you are a NY resident, you should hook into TAP since there may be funds for you there if it’s not too late. Look up TAP and what you have to do if you can still do it. Sybbie can help you with questions on that as she is an expert on that.</p>
<p>Binghamton is a wonderful school and, if you want to become a public school teacher, it’s often easier to get your degree from the state where you’re attending. The only thing is that it looks to me like education is only offered as a graduate degree at Binghamton and financial aid may be very different once you graduate with your undergrad.</p>
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You do need to see if you can afford Bing. See what your offer is and what your parents can pay.</p>
<p>They gave 12k which is good because my Dad can pay the rest. I might transfer out to Geneseo which I hear is better for education but for now I’ll just stick with what I have. :)</p>
<p>Sent from my SAMSUNG-SGH-I727 using CC</p>
<p>Do check out TAP. You might have grant money there. You don’t want to leave it on the table. Also make sure you understand what you have to do to get the money that Bing is awarding you. You cannot just sit there and have it magically end up in your account, necessarily. You do not want to miss anymore deadlines or you could lose this money.</p>