<p>I am a student at a community college (UW- Fox Valley) and have all my tuition paid for this year as I am a sophomore. I am just really worried as I go off on my own and transfer to a four-year university. I don't want to take out any student loans or at least that is my goal. I am very active in my community and campus. I got a 4.0 and hope to maintain it. Are there any scholarships that will finance everything like a full-ride (books, housing and food would be really nice)? I do a lot of volunteer work and aspire to be a chiropractor. I'm looking at UW- Madison or UW- Eau Claire as it would be easiest to transfer, but really my number one important thing is cost. I will go out of state if need be. Any advice on how I can do this and any scholarships? Otherwise, I will just apply for a lot of small scholarships.</p>
<p>Try looking at the net price calculators on your transfer target schools’ web sites, and check to see if there are merit scholarships available for transfer students.</p>
<p>Go and talk to your advisor at your community college. That advisor might know if there are UW campuses that offer merit aid to transfer students.</p>
<p>I will say…full rides that include all costs are few and far between…and even less frequent for transfer students. If you can get a tuition scholarship, and then work in the summers, and take out the $7500 Direct loans for junior and senior years, you might be able to cover your costs.</p>
<p>Any chance there is a UW campus within commuting distance of your home? That would save the room/board costs.</p>
<p>Do speak with the Transfer Counselor at your CC. Many of them are expert at helping their best students land sizable scholarships. If the Transfer Counselor at your CC doesn’t have any specific ideas for you, perhaps one of his/her colleagues at another CC will.</p>
<p>How are you paying for UWFV? Do you get any federal or state grants now? If you are planning on chiropractic school you are wise in wanting to avoid or minimize loans for undergrad. Is UW-Oshkosh commutable for you? How much can you and your family afford to pay out of pocket? Both UW-Madison and UW-Eau Claire will very likely include loans in any finaid.</p>
<p>Be sure to look at the Department you’re transferring into for merit scholarships for continuing students.</p>
<p>If you’re a Wisc resident and a Pell qualified student, the UWisc would probably be your best choice since the school gives good aid to instate low income.</p>
<p>Use the Net Price Calculator on UWisc Madison’s website.</p>
<p>Sorry I can’t live at home anymore. I need to get out. I am wouldn’t mind going out of state. It just depends on if my credits will transfer. I am looking for a larger city. Any recommendations on schools I should look at? Any schools with merit scholarships and a good chiropractic undergraduate schools? Thanks!</p>
<p>My parents really aren’t poor but they won’t help me finance college as it is up to me. That is the big problem.</p>
<p>I don’t think chiropractic is undergrad, so you don’t have to worry about that now.</p>
<p>Anyway…you need to focus on two types of schools:</p>
<p>1) instate publics</p>
<p>2) top OOS privates that give the best aid.</p>
<p>3) as for OOS publics, the only ones that might work for you are UVA and UNC. The others won’t give you the money you need.</p>
<p>You have to understand that “merit scholarships” for transfers are rarely very big. Many schools don’t have ANY, and the ones that do only cover a small fraction of cost.</p>
<p>Truly can’t live at home and need to get out or want to? That feeling is understandable, many young people feel that way, but it’s incompatible with your stated goal of no loans etc. The reason no one has suggested any schools that will give you a full ride, especially without loans as a transfer is that the chances of there being such a school are slim and much closer to none. The UW schools you mentioned will include max loans. We really can’t speculate much about need-based aid without knowing your family’s financial situation. As suggested, go to each school’s website and search for the Net Price Calculator, enter accurate info and see how much and what types of aid you might get.</p>
<p>I don’t know anything about chiropractic school but if it’s like med school you just have to take certain required classes in bio, chem, math etc. You can do that anywhere. If you go to a lesser name school you just have to be one of the top performers. Even at a name school you have to perform very, very well.</p>
<p>Perhaps someone will have a school suggestion but I think the only chance of not having to take loans for your final two years would be if you can commute to UW-O. No it’s not glamorous but keep in mind your goal is the rest of your life and not those 2 years that will pass very quickly.</p>
<p>See the Resources sticky thread on the Transfer Student forum for a link to some schools with merit for transfers.</p>
<p>The problem with most OOS schools is that you won’t get enough aid or merit. These schools will use max loans to “meet need” and then you won’t be able to borrow to cover EFC or gaps.</p>
<p>What is your EFC? </p>
<p>There are a few OOS publics that are low cost to OOS students and might give you some merit. Did you ever take the ACT or SAT? IF so, how did you do? If not, you may need to take it soon.</p>
<p>Try University of New Mexico…look at their merit aid. Hopefully, someone here can mention which Dakota school(s) don’t charge OOS rates. </p>
<p>How much can you earn save over the this school year and during the summer?</p>
<p>If you are at a CC now, are you borrowing the max? If not DO SO, and set that money aside for next year.</p>
<p>There are only 15 accredited chiropractic schools in the US. Some of them only accept students into a combined undergrad-doctoral program (D’Youville College); some give very strong preference to students who complete their undergrad at their own institution.</p>
<p>If you are serious about chiropractic school, you need to check out the programs and their specific requirements.</p>
<p>Here’s the list of accredited chiropractic programs:</p>
<p>[Doctor</a> of Chiro Programs](<a href=“http://cce-usa.org/Accredited_Doctor_Chiro.html]Doctor”>http://cce-usa.org/Accredited_Doctor_Chiro.html)</p>
<p>It is unreasonable to believe that you will be able to find a full-ride scholarship as a non-needy 4.0 transfer from a community college.</p>
<p>Try UW-Madison’s financial aid calculator to get an idea of the cost. You’ll need to know your EFC and whether or not you are a Wisconsin Covenant grant recipient:</p>
<p>[Net</a> Price / Award Calculator | Office of Student Financial Aid - University of Wisconsin–Madison](<a href=“Office of Student Financial Aid – UW–Madison”>Office of Student Financial Aid – UW–Madison)</p>
<p>SMART scholarships might be an option for you. Also, the Coca-Cola scholarship program gives scholarships to community college students, and they look at community service. Do a Google search to see whether either is of interest to you. Good luck.</p>