Affording Fordham

<p>sandkmom:</p>

<p>It is you, “dear”, who is personalizing this consistently. You don’t like me. I get that. Whatever. I don’t really care. </p>

<p>Your son got a scholarship. I congratulated you and your son on the award. You also posted his stats. </p>

<p>And no, its not just about me. Its really about the constant refrain I have heard from many sources on the problems at Fordham financial aid and the inconsistencies in their scholarship awards (students with similar stats or even sometimes better getting less or even sometimes nothing at all.) </p>

<p>Happy1: I am well aware that the donors of scholarship money can direct how those funds are spent. My position was clearly stated, that in a perfect world (which I freely admit we don’t live in), it would be evenly distributed with objective criteria. I am not speaking of monies that are earmarked just for Gabelli or just for FCLC or just for FCRH. I am talking about ethnic issues, parents employer issues, alumni from certain high schools etc. </p>

<p>My main point, is that financial aid is not one of Fordham’s strong points as evidenced by data publicly published and the ratings of institutions that garner such information, showing Fordham routinely ranks in the bottom quartile of meeting the financial needs of students. Nor did I state Fordham is alone in its situation, or policies (financial aid or scholarship funds.) </p>

<p>azmom can be offended all she wants. Its not a socialist economy and she can certainly differ in her opinion of how funds should be distributed (and if her kid got a scholarship for merit aid, good for them). But that doesnt change the fact that people of wealth have the means to pay for an education at Fordham, many without even blinking an eye, while many middle income families are struggling.</p>

<p>What Fordham does about determining “need” is apart from FAFSA. Fordham has its own methods of determining what they think you should pay. For example, FAFSA may give you an EFC of 15,000 a year. Some parents say, good…I can do that. And then Fordham may say, well…your package is thus and so and your net balance is 35,000 and anything is you must get from a plus loan! In fact, at the accepted student orientation in the spring they will PUSH Plus Loans. FACT. </p>

<p>Fordham’s endowment is not what the Ivy League has or some elite colleges. But its actually fairly healthy and they have substantially recovered most of what they lost in the financial meltdown. </p>

<p>Nor did I state that I should set Fordham policy, I was stating an opinion. </p>

<p>But I steadfastly refuse to shill for Fordham and MISLEAD students into thinking they will all get what they infer from what FAFSA indicates they qualify for (net of their EFC; FAFSA doesnt tell you what you will get, only what they say your family should contribute)</p>

<p>Now I am sorry for losing my temper. I disagree with azmom. I disagree with sandkmom. And I reject what FordhamAlum says and infers to me. </p>

<p>But the bottom line is students need to know that there will be some who get what they want/need and many who don’t and there are a lot of inconsistencies. We have heard the stories over and over in the dorms for four years. Some are heartbreaking. Some are infuriating. And many are scratching their heads. </p>

<p>I know Fordham is not Goldman Sachs with an unlimited ability to fund every student who demonstrates need at 100%. (Though many schools do commit to meet 100% of the demonstrated need of every student.) </p>

<p>Its amazing the vitriol this thread presents: when all I was asking for was fairness, objective standards that are consistently applied to everyone without regard to special interests or factors. </p>

<p>If Fordham posted their objective criteria for scholarships, such as the Loyola, Deans and Jogues, or simply stated that the SAT scores are the primary determinant of who gets scholarships (and they are) and what scores need to be, it would help people determine up front what to do.</p>

<p>Fordham’s tuition has risen 10,000 per year, in the last five years. They are not alone. But their room and board has also risen to over 13,000 a year, making Fordham one of the most expensive colleges in the country to well over 50k a year. </p>

<p>If Fordham published objective standards and stuck by them, whatever they are, then I would be less vocal about this. Its the inconsistencies that bother me. </p>

<p>(nor did I suggest that Fordham is all alone in being inconsistent). </p>

<p>90% of the time I am one of Fordham’s biggest cheerleaders and supporters. (I am certain the Development Office will continue to solicit funds from me well after I am dead and gone!) But on this issue, I am a strong critic. (I don’t even criticize their admissions decisions really…because I know every school makes quirky decisions…kids with lower scores get in while kids with higher stats sometimes get hammered). </p>

<p>and for the record azmom: I am not a socialist nor a liberal. I just think the SAT is a poor measure of hard work for high school kids, or what they bring to the table, let alone who should get money and who shouldn’t. 50 points on the SAT is really very few questions in the scheme of things. And please don’t speak for me or apologize for me. That is offensive. </p>

<p>Have a nice day.</p>

<p>ghostbuster - I’m pretty sure we all get your point…we’ve read it again and again and again. I think it is time agree to disagree. Everyone is entitled to his or her own opinion as to how college aid should work. In the real world, it is up to each college or university to allocate funds as they see fit. I personally applaud Fordham giving aid to URM, student-athletes and superior students. Clearly, you do not. That is fine. Based on my son’s friends, he has not seen aid given to students who are children of alumni (he knows a few children of alumni who did not get aid) or who are from “favorite schools” (a bright student and good friend from Fordham Prep, which I assume woudl be a “favorite local school” got no aid). Perhaps your D has other information, but clearly none of us works in financial aid and none of us will ever know the complete story. If you disagree with Fordham’s approach, you have every right to take it up with the school administration. And Fordham has every right to change their policies or continue to do what they do.<br>
Frankly, I just hope we haven’t sent the OP running for the hills!</p>

<p>GB no one apologized for or to you. Fordham does not meet all financial need and never has made that claim. It is expensive and a shame that every one who meets admissions requirements can’t be supplemented. Also Im sure that all the folks out there with means are very thankful for the good fortune.</p>

<p>Do any of you know the names and price ranges of the different merit scholarships they offer? I did not see the Loyola Scholarship on their website.</p>

<p>My dad filled out FAFSA today and my EFC number is 02295. Is this good or bad?</p>

<p>This is what I saw which has the Loyola scholarship among others listed.
[Traditional</a> Rose Hill and Lincoln Center Fordham University Aid](<a href=“http://www.fordham.edu/tuition__financial_a/undergraduate_studen/types_of_financial_a/traditional_rose_hil_2158.asp]Traditional”>http://www.fordham.edu/tuition__financial_a/undergraduate_studen/types_of_financial_a/traditional_rose_hil_2158.asp)
Don’t worry too much abou the name of the award. My son got a Fordham Tuition Award - no fancy name, but a very nice scholarship nonetheless.</p>

<p>@ilovenewyork15</p>

<p>Your EFC means that your family is expected to contribute $2295 for college. Now Fordham costs approximately $50k more then your family can afford. You will be able to get some student loans. You may qualify for a federal Pell grant and if you live in NY, TAP. You might also get work study. But there will be a large gap between the cost of attendance at Fordham and what your family and your loans/grants will be able to cover. Now you might also get a scholarship and no, you don’t necessarily need to have over 1400 on your SATs to get one. Or you might get a grant from Fordham. You might get nothing or only part of what you need. The bottom line is that you have to wait and see. As long as you have completed all the required paperwork, it is up to Fordham now and it is out of your hands. Best of luck! :)</p>

<p>@ghostbuster</p>

<p>I don’t dislike you. I disagree with some of your opinions but I do agree with others. I roll my eyes at some of your posts and I laugh out loud at your phrasing in others such as “My main point, before being assailed by sandkmom in her hysteria…” But I don’t dislike you. I don’t even know you. You are one voice in the Fordham forum and you have made some valuable contributions to the community. I only ask that you remember that there are other posters in this forum, both parents and students, who also have something worthwhile to say. I also think you should start a blog. You may find it serves your needs better.</p>

<p>I appreciate everyone’s help and opinions, I just really hope that all people at fordham are not as argumentative. LOL.</p>

<p>janemac - only the parents are argumentative (LOL – I can say that because I am a parent myself), the Fordham students I’ve met through my son are all great!</p>

<p>Hi guys.
I wonder if Fordham does give financial aid for international students? As I read all the comments, I saw only the aids for US students…
Thanks a lot :)</p>

<p>Wow, I’m surprised my EFC is so low, considering my family makes about $90k a year and owns a business (not meaning to brag or anything, im just concerned my dad filled it out wrong). I thought I’d get next to nothing, but maybe it’s a good thing the number is low because I’ll get more aid?</p>

<p>lol happy, you are very helpful! thanks!</p>

<p>Well, just to jump on the bandwagon here, my family got a ridiculously high EFC from FAFSA. Why? Because they have savings. That’s the only thing we could figure out as to why it was so high. I guess the government’s policy is that my parents should drain their life savings to pay for my college. My parents have been scrimping and saving for years so that they could enjoy their golden years. </p>

<p>I am happy I got a scholarship, I worked hard for it, just so that I could help my parents out. And I am hoping that somehow I get more, just so I could help my parents more.</p>

<p>gal1234 —</p>

<p>It’s hard, hearing your EFC is so much higher than others,’ but compare yourself & your parents to the family who has only recently gotten to whatever your family’s income is, and has not been able to acquire saved funds over the years. That happens, too.</p>

<p>At least your family has the money – they can choose to spend it on their kids’ college, or they can do what many other families do and tell the kids they have to borrow their college money. Or to work their way through as I did for my college (dropping in & out along the way). </p>

<p>It’s not the goverment’s policy for your family to drain their savings. It’s your family’s choice whether they have been saving for college, or for their retirement. </p>

<p>If the gov’t paid a much higher percentage of college costs, we would all be paying much higher taxes in order to cover it. If we did that, we would be paying it every year, including your parents, and that would mean we would all have less $$$ to save for retriement or anything else. We can pay more for a few years while the kids are in school, or we can pay more every year, and be paying not only for our own kids but for everyone else’s as well (more than we already do, that is).</p>

<p>Damn this thread is harsh!</p>

<p>I am not looking for, or expecting, the government to pay for my college costs. I was making a point about why merit aid is worthy. Surely that was evident from my post.</p>

<p>It has been my choice to score as high as I could to get merit aid and help with my college.</p>

<p>Btw, jrz, are you ghostbuster?</p>

<p>Because from what I’ve been reading, GB really needs to get a life beyond her kid at Fordham. When the hell is this kid graduating?</p>

<p>One last post, then I’m out of here. Sorry about the GB post, It was uncalled for. I just overreacted to some stranger having the nerve to talk about how my parents should spend their money. It was my fault for bringing it up in the first place here.</p>

<p>This forum can be toxic at times, I hope it’s not indicative of life at Fordham.</p>

<p>^^^It’s not. You will find that there is one subject that all the parents and students agree upon and that is that Fordham is an excellent choice for college. It’s not the right fit for everyone but if it’s the right fit for YOU, you will LOVE IT!!! </p>

<p>Congratulations on your scholarship! Best of luck making your decision! :)</p>

<p>gal1234 - Really, the best thing to do is visit the school and see if it is the right fit for you. Talk to students, look at the campus, see what it offers both inside and outside of the classroom. Unfortunately, any discussion that involves parents and financial aid is bound to get emotional, but sandkmom is right, I feel confident that we all agree our kids are having great expereinces at Fordham. Good luck.</p>

<p>Ghostbuster or aka Endlessrecession, nocousin, algorescousin, swansong, friedorka, catfishin, your post was so long and winded I couldn’t read it, but your multiple personalities on this board is truly a reflection on you. That’s all that needs to be said.</p>