Your profile is excellent! (well, what has been coined “average excellent” by @lindagaff, check out her post from about her “average excellent” daughter’s story.)
IB SL is considered similar to AP and IB HL post-AP, with the full IB Diploma the highest level of rigor possible for college admissions (equivalent to having 12 APs or post-AP classes).
ACT 33 is stronger than your SAT (top 2%) so submit that.
Competitive swimming, principal trumpet in orchestra, Model UN Head Delegate, EMS work = nice EC’s 
Run the Net Price Calculators for the colleges listed on this thread - each college calculates differently so you need to do it for each, entering the name of the college and “NPC” in your search engine, then answering the questions (they’re often the same so after a while you’ll go fast).
It may be uncomfortable for your parents but college costs have increased much faster than inflation so you need to have this conversation.
If you live in a state where there’s a state program (like TN Promise, Carolina Covenant…) look at the conditions carefully: do they cover tuition? tuition&fees? tuition, fees, room&board? etc.
If your family’s income is roughly 65K for a family of 4, look into Questbridge. Not sure when the application date is though, probably very soon.
Contact D3 swimming coaches with your times at the colleges below to see if they’d support your application. Or check out their teams’ times and see if you’re within range of their freshmen. D3 means that you can’t get an athletic scholarship but it doesn’t mean you can’t get financial aid or merit scholarships (and with a full IB diploma + ACT 33 you can get a bunch of those) plus coach support facilitating your admission, but you have to move fast because D3 coaches are recruiting right now.
Wrt debt: when you read about college graduates with 100K debt… you’re reading about their parents having contracted the debt for them and their having to pay for their parents or their family will suffer. You, as a student, can borrow 5.5K for freshman year, 27K total (31K with the interest), which is what most college graduates can pay back in 10 years. It’s important not to go beyond that and why NPCs indicate “net price”; (write those down for each college); then you’ll see “federal student loan: 5.5K” … and there some colleges blithely add “parent plus loans” which are just a bad, bad idea (basically, cross those out) or they may simply indicate you need to pay XXX when your parents can afford X and, without saying so, expect your parents to go into debt.
Principal trumpet may mean you can try for colleges like St Olaf which highly value music and may give preferential admission or scholarships to strong musicians - run the NPC to see whether it’d be affordable; they’re topnotch for public health Public Health Studies < St. Olaf College, a concentration you can add to any major and which often complements one of the “Conversations” (American conversation, Science Conversation, Race matters conversation…) programs as well as an institute about civil discourse that should be of interest to you. Being from the South would give you a boost since they don’t have many applicants from that region.
In addition to Clark, also of potential interest could be Kalamazoo, Muhlenberg, Allegheny, Agnes Scott, Dickinson, Gettysburg, Connecticut College, Denison and Kenyon (the last 2 could be of interest if you’re a very good swimmer - swimming there is was football is at many southern flagships 
but they’re also very good for your interests and Denison has the Lugar program);
As big reaches check out Georgetown, Emory, Rice, Vanderbilt, Davidson, Bates, Colby, W&L, Bryn Mawr, Barnard. These are all different in “vibe” so after you’ve run the NPC to check whether the net price would be affordable for your parents, read Fiske guide looking for things that sound appealing (could be anything: primarily pre-professional or intellectual student body, important Greek life or not, weather, career center quality…) You’ve got the stats but at these universities everyone is qualified so there’s high uncertainty of admission.
These colleges meet need and many also offer merit scholarships.
In terms of honors colleges, look into you state flagship’s honors college of course, then compare what they offer (academically and financially) to App State (Waukesha AND Chancellor’s), College of Charleston Honors, ASU Barrett, Ole Miss Sally Barksdale, USC Columbia Honors…
For more about Honors colleges you can read this website/check out their book (your library may have it)
