Anyone else with few or no acceptable in-state options?

When my kids started high school I was a naive parent who believed the hype that there were tons of scholarships out there and that college admissions would be relatively simple so long as the kids got decent grades. Thank goodness I found CC when I did! The twins are now juniors and we’ve had a lot of discussion about affordability, what they’re looking for in a school, the (un)likelihood of significant merit aid, etc. We’ve come to the conclusion that, barring an unexpected windfall or substantial external scholarships, the twins will stay in state. My problem now is that our in-state options are really lackluster and we are all frustrated.

We are in New Hampshire. One of the “in-state” schools has in the past few years transformed itself into an online school for continuing ed. I don’t consider that a real option for us with traditional-age students who want to attend an actual brick-and-mortar school. That leaves 3 options.

UNH does not appeal to either DD or DS. DS is on the spectrum and does not want to be at a large school with big classes and what he calls “a lot of chaos”. DD will likely major in a humanities discipline and was unimpressed with the arts scene on campus and how STEM-oriented all of the admissions tours and materials were. Her feeling was that arts and humanities are an afterthought there. Both of them felt overwhelmed by the number of people crammed onto a relatively small campus. We had them visit twice, once on a prospective student day and another time on a “regular” day, and both times they came home unhappy and with no desire to attend. UNH’s urban campus has the small class sizes they want but does not have dorms, so that’s out for us as well.

Keene State and Plymouth State are smaller and seemed more promising but upon closer look seem far from ideal for DD. DS liked Plymouth and I think he would do well there; the campus had good community and the major he knows he wants is well-regarded locally, so we feel good about Plymouth for him. DD didn’t care for Plymouth because it is pretty isolated, the town is quite small, and she won’t have a car so getting to the arts and music scene she likes would be impossible in winter (DS could care less about that and sees the small town and campus as a plus, luckily). She is lukewarm on Keene State. DD is very bright, gifted with languages (will probably either major or minor in one), has great EC’s and is captain of her sport. Her grades don’t reflect all of this due to a very long, complicated path to an ADHD diagnosis last year. However, her grades in honors classes are always higher than in standard, and I think it’s because she does best when she is surrounded by motivated peers. This makes me somewhat concerned for Keene, which seems to be rolling admissions and not at all selective.

Problem #2 is that DD is now having a showdown with her guidance counselor because she has only the 1 school on her list. Well, when the state only has 3 real campuses, your parents aren’t wealthy and you don’t have the stats for crazy-high merit aid, what else do they expect her to do? I’m honestly relieved that both kids accepted staying in state when their friends are applying all over the country and to local big-name schools like Dartmouth, Williams and Middlebury that we know we can’t afford even if they could get in. But it’s hard to keep my DD focused on the only real, if not ideal, option when she’s getting different advice from the counselor. We’ve looked into the 2 years at CC + 2 years elsewhere option, but it seems to be a risk to me, especially when she doesn’t want to attend the schools that would guarantee acceptance of all the credits (the NH in-state schools). Of course, her guidance counselor is against that as well, but I suspect for different reasons.

Still, applying to a single school that we have concerns about doesn’t seem great. Has anyone else been in a similar situation? Or have advice on how we should proceed with a short timeline and not great options? Should we pick up and move? (only half kidding)…

Would University of Maine be appealing? They offer a good tuition program for students from neighboring and NE states.

Check that out!

What kind of stats do they have? And what can you afford?

My middle kid found some marginally affordable OOS schools (many affordable only with loans), but he was will to consider all sorts of schools including ones that admit 90% of kids (U Colorado Colorado Springs), 82% (Univ of Alabama at Huntsville) and so on. This son had a strong SAT score (2230 back in 2014), but Bs on his transcript and overall weak rigor, looked near and far for school that had his majors of interest (animation, game design, fine arts, industrial design, metallurgic engineering/mech engineering) and might have the possibility of being affordable.

Mass college of liberal arts has NE exchange, too. Some say SUNY OOS is cheaper than many unstated, and there are 62 UG SUNYs.

Lots of publics and privates in Ohio that give merit, some LACs in PA and catholic colleges. Run the net price calculator to see if they would be affordable.

It is perfectly OK for you to pick up the telephone, and tell the counselor, “If you can find a place that will guarantee that the cost will be no more than the cost of Cheap State U for GraniteDaughter, then I would be delighted to encourage her to apply there in addition to Cheap State U. But you need to know that as of right now, Cheap State U is the only affordable place we have found.” Which is pretty much what I said to a couple of Happykid’s teachers who were encouraging her to look at No Way Can It Be Made Affordable U.

There are plenty of reasons to be one-and-done. Happykid only applied to our CC (and transferred to an in-state U after two years) for affordability. Happynephew2 who did have the stats for merit aid, refused to apply anywhere that required essays, and only applied to one place: the in-state U that offered his major and guaranteed admission for his grades and ACT score.

Feeling your pain, and wishing you the best.

There’s a New England Tuition Break program, http://www.nebhe.org/info/pdf/tuitionbreak/2018-19/2017-18_RSP_TuitionBreak_TuitionRates.pdf. Could be worth looking into. Good luck!

“Has anyone else been in a similar situation?”

We were in a similar position. I was an older parent and am mostly retired (just work a few hours each week) with a big chunk of my actual retirement funds not in any “official retirement account” which makes need-based aid not work. One daughter wanted to go to a small university which made our in-state flagship not appropriate even though it was affordable (daughter’s stats made a merit scholarship automatic at the local in-state flagship). We also live in New England.

What we found was several academically very good and also affordable small universities in eastern Canada. Each for an international student (eg, an American) would cost nearly exactly the same as our in-state flagship. Note that Canada does not use the term “Liberal Arts College”. Instead, small schools up there are “small primarily undergraduate universities”. The closest is less than 4 hours from our house, and since most of the drive for us goes through New Hampshire, is probably even closer for you.

Probably the top four small primarily undergraduate universities in Eastern Canada (with apologies to a few other good schools that I am skipping) are: Mount Allison (in New Brunswick), Acadia (Nova Scotia), St Francis Xavier (Nova Scotia), and Bishop’s (an English language school in a bilingual town in Quebec). Bishop’s would be the closest for you. We quickly ruled out St Francis Xavier because it was the hardest to get to, and my daughter had trouble deciding between the other three but is very happy where she ended up.

None of these are well known in the US. All are well known in eastern Canada. We visited all and liked all of them a lot. Admission is based almost entirely on GPA and is quite quick and easy if you have the stats.

Doesn’t NH have a reciprocal tuition agreement with VT? UVM could be a good option for your DD, as Burlington is a great college town.

“Doesn’t NH have a reciprocal tuition agreement with VT?”

My impression is that the reciprocal tuition agreement is for students who are majoring in a subject that is not offered at their local flagship. It probably is worth double checking this however.

I have heard of one case of a student at UVM who had a very unusual major, but never took a single class in her major. She got in-state tuition for her first year because her state school (which I think was UMass) didn’t have her major. After a year she switched to her actual major (the one where she had been taking classes all along) and had to pay out of state tuition for her last 3 years.

UVM is a good school and Burlington is a very nice small town.

There are out of state schools with reasonable tuition. That is what you should look at.

How far away would your kids go?
What is your budget?

Maine - has reasonable tuition for New England residents
New York: SUNY schools are a very good deal even out of state.
SUNY Albany is about 3 hours from Southern NH.
SUNY New Paltz, a liberal arts college, is about 4 hours away.
SUNY Purchase, a more artsy school, is about 3.5 hours away.
SUNY Binghamton, really the academic flagship, is 5 hours away.

Some Canadian universities can be reasonably priced given since the Canadian dollar is only worth 79 US cents
Concordia University in Montreal tuition is $19,802 CAD which is about $15,600 USD.

“Her feeling was that arts and humanities are an afterthought there.”

I think this is an unfair and inaccurate conclusion. My guess is that tours place more emphasis on STEM because that is what prospective families in general ask about. STEM is “hot” right now as many wrongly think it is the only way to a well-paying job and employment. It’s not.

Thanks for the suggestions so far! For clarification, we can comfortably contribute $10K per year per child. Stretched to the hilt, we could do $15K per child and are willing to do so for the right fit. UNH would have been a stretch, but we all would have taken some loans had they desired to attend. The kids both work in the summer to contribute and have some savings, and will receive some money from the grandparents in the range of 2K per year.

DD is 3.0 weighted GPA after summer school (2.9 from last year still showing up on transcript), 27 ACT without prep, did 1 AP last year and is doing 2 AP + honors classes this year. She does not want to leave New England as she has not been outside the region before. Canadian schools could be an option but I was worried about the GPA. We do expect the GPA to come up now that she has accommodations and medication for the ADHD.

@doschicos I agree with you, which is why we sent her and her brother back a second time and they didn’t just do prospective student day, but she still didn’t like it. I think it’s just too big/too many people. She wants classes smaller than 80-100 students from the get-go.

“Canadian schools could be an option but I was worried about the GPA. We do expect the GPA to come up now that she has accommodations and medication for the ADHD.”

They won’t care about her freshman year grades. You might want to wait to the end of the year and see what her average GPA comes out to for sophomore and junior years.

“we can comfortably contribute $10K per year per child.”

This could be a challenge, even in-state. You probably will need to figure out what you can stretch this to. Have you run the NPC for UNH and does it indicate that you might get need-based aid?

Castleton… in Vermont?

@DadTwoGirls When we run the NPC based on UNH Durham, it indicates we would receive need-based aid and EFC would be ~ $12K. That is doable for us but we would want to be sure the school was a good fit, as there would be little room for error.

“When we run the NPC based on UNH Durham, it indicates we would receive need-based aid and EFC would be ~ $12K.”

My guess is that this will be very hard or impossible to match at the Canadian schools. Never mind…

Kent State has a tuition, fees, room and board cost of $28,000, merit is possible, which might bring it down to $20,000. If the kids have $10,000 from student loan, summer earnings and grandparents, and you can contribute $10,000, that might work.

But is it the right size school and environment, do you want them that far away?
(Youngstown State and Cleveland State might be other options)

How about the UNH branch campus Manchester?

What is your EFC?

I did a quick google check and UNH costs about 30K per year, assuming no need-based aid. U of Maine is about 20K if there is reciprocity with NH for in-state tuition.

If you are willing to consider universities in the west, there are some similar deals to be had. Here are two options:

University of New Mexico’s Amigo scholarship (in state tuition) requires a 3.0 and 26 ACT. Total cost of attendance would be less than 20K per year, excluding travel costs.

https://scholarship.unm.edu/scholarships/non-resident.html

At U of Wyoming, your child’s stats would qualify her for a 6K tuition discount as a Rocky Mountain Scholar

http://www.uwyo.edu/admissions/scholarships/non-residents/

Again, total cost would be about 20K annually

I would imagine that you can find places at similar cost closer to home. But if your child wants a specific major that isn’t offered in state, many of the public universities in the mountain west can be good value for nonresidents.

Best of luck to you.