<p>Hey guys. I've been reading these forums for a while now, but haven't posted much. They have served as an incredible resource for information pertaining to the college transfer process. However, there are a few questions I have been unable to find answers to.</p>
<p>I recently visited UPenn and decided I HAVE to go there. I enjoyed everything about it. </p>
<p>I'm currently a business major in the state of NY. I completed my first year at Monroe Community College, and will be completing my second at Onondaga Community College. It is my intent to apply to Wharton/UPenn Early Decision. I'm just having trouble deciding which to apply to.</p>
<p>It is my desire to pursue an undergraduate degree in Economics, and then an MBA with a focus in Finance. My plan so far is to apply to UPenn, and then apply for the MBA program at Wharton when the time comes. These are my questions thus far:</p>
<ol>
<li><p>If I decide to apply to Wharton ED instead, and I get rejected (notifcation occurs in mid-December), can I re-apply to UPenn as an Economics major regular decision?</p></li>
<li><p>During the information session/tour I attended recently, it was made very clear that the ivies are big on graduating their students with little to no debt. A lot of people say that if they determine that you can't "pay" for the education there, they may turn you down. Does "pay" mean out of pocket, with loans, or a combination of the two? My family makes good money, but currently has ~2:1 debt to income ratio, so we definately can't afford to pay out of pocket. </p></li>
<li><p>My SAT/ACT scores from high school were relatively weak compared to most who apply to ivies. This is the part I'm most worried about. When I took the SAT's in high school, I was the kid who forgot his calculator at home. I think that definately hurt me on the math. I also didn't take it that seriously because I was going through a rebellious phase, and I knew I would probably end up going to Community College anyways because of financial issues. I'm retaking the SAT's this fall. Here are my standardized test scores so far:</p></li>
</ol>
<p>SAT - 1770</p>
<p>520 Reading
640 Math
610 Writing</p>
<p>ACT (no writing) - 29 (composite)</p>
<ol>
<li> When I retake the SAT's in October, I don't think I'll have the scores soon enough to send them to UPenn by Nov 1 for ED. Should I wait for the scores and just apply RD?</li>
</ol>
<p>I didn't take things very seriously in high school. I still got a 92.3 overall GPA, but it could have been much higher. My test scores weren't too great, and that scares me. I was very heavily involved in extracurricular activites though. I accomplished quite a bit with music, so I'll definately make that part of my application stand out. </p>
<p>So far in college I've maintained above a 3.6 GPA, and I've been taken very challenging classes including Calc I, Calc II, Business Law, etc. I'm confident that my two years of community college will show that I'm a dedicated, well rounded student.</p>
<p>Are there any UPenn/Wharton students here that could answer my questions and give me an idea of my chances of getting in? I'll be applying to other schools RD if I don't get into UPenn, but I'll be really bummed if I don't get into the school of my choice. Any other advice?</p>
<p>Thanks guys.</p>