Attending a school with big financial aid

<p>I got a pretty big financial aid package from a school. Gave me ~40,000 in grants. However, on the bottom of the page it says that the financial aid is based on how much funds they have each year and therefore isn't guaranteed for all four years. So what should I do? given that my parents will make the same amount of income for the next four years of my college life, how likely is it that I would receive the same amount of gift? Also, would this be a "trap" that I could potentially fall into by enrolling in the school? (Because technically they could give me a free ride first year and take everything away teh second year). I received no scholarships from this school.( If that helps any). Thanks for any response.</p>

<p>US NEWS identifies which schools meet 100% of need
Is this one of those schools?
They also identify what the average amount of loans that a student has upon graduation.
I assume that you will be open to earning money summers if not during the school year and on taking out a reasonable amount of loans- $15,000 or so is reasonable.( i mean upon graduation)
If they meet 100% of need it looks like they really want you and are prepared to make it possible for you to attend their school.
You can always tell them of your concerns however- is it a school that does'nt usually give good aid?</p>

<p>It's Vandy. But even if the school meets 100% of need, it still can give out loans that covers 100% of my need and not necessarily Grants, right?</p>

<p>Yes...</p>

<p>But don't expect to be going to school for free. You hafta take your fair share of the burden. That's why they call it self-help. EFC, loans, work study - it's difficult to get off easy.</p>

<p>Why don't you call Vandy and ask them what might happen to your aid package in the next four years, provided your income stays in the same? I did that with one of my schools, and they promptly told me that tuition is going to increase 3-5% every year. <em>sweatdrop</em></p>

<p>Your self help portion increases each year at most schools even the top ones. You need to find out what their record has been for kids in your situation. Is there any student you know there who can get you in contact with someone on financial aid for several years who can give you the inside scoop? That is the best indication.</p>